--- title: RCH Consolidation Corner | Managed Portability (2) description: Managed Portability | Keep up to date on all of the latest industry news with RCH1 (2) --- [![Retirement Clearinghouse Logo](https://blog.rch1.com/hs-fs/hubfs/raw_assets/public/Retirement_Clearinghouse_May2022/images/logo.png?width=1000&height=648&name=logo.png "Retirement Clearinghouse Logo")](https://rch1.com/) [Privacy Policy](https://securities.rch1.com/common/PrivacyStatement.pdf) [Sponsors/Service Providers](https://rch1.com/plan-sponsors) [Individuals](https://rch1.com/individuals) [Login](https://rch1.com/#) - [Home](https://rch1.com/home-page) - [Individuals](https://rch1.com/individuals) - [Individuals Home](https://rch1.com/individuals/individuals-home) - [Who is RCH?](https://rch1.com/individuals/who-is-rch) - [Why Does RCH Have My Retirement Savings?](https://rch1.com/individuals/why-does-rch-have-my-retirement-funds) - [Manage Your RCH IRA Account](https://rch1.com/individuals/manage-your-rch-ira-account) - 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[Roll-In](https://blog.rch1.com/blog/topic/roll-in) - [Safe Harbor IRA](https://blog.rch1.com/blog/topic/safe-harbor-ira) - [Saver's Match](https://blog.rch1.com/blog/topic/savers-match) - [Security](https://blog.rch1.com/blog/topic/security) - [Small Accounts](https://blog.rch1.com/blog/topic/small-accounts) - [Stale Dated Checks](https://blog.rch1.com/blog/topic/stale-dated-checks) - [Synthetic Tenure](https://blog.rch1.com/blog/topic/synthetic-tenure) - [Uncashed Check Services](https://blog.rch1.com/blog/topic/uncashed-check-services) - [Uncashed Distribution Checks](https://blog.rch1.com/blog/topic/uncashed-distribution-checks) - [Video](https://blog.rch1.com/blog/topic/video) - [Webcast](https://blog.rch1.com/blog/topic/webcast) - [What is a Missing Participant?](https://blog.rch1.com/blog/topic/what-is-a-missing-participant) [Tweets by @RCHConsolidate](https://twitter.com/RCHConsolidate) Posts about # Managed Portability (2) ### Consolidation Corner Blog Consolidation Corner is the Retirement Clearinghouse (RCH) blog, and features the latest articles and bylines from our executives, addressing important retirement savings portability topics. --- Jul 01 2021 ## [A Happy Ending for Consenting 401(k) Participants](https://blog.rch1.com/blog/a-happy-ending-for-consenting-401k-participants) ![Happy Ending](https://blog.rch1.com/hs-fs/hubfs/Happy%20Ending.png?width=200&name=Happy%20Ending.png)For consenting 401(k) participants, it seems that “happy endings” are possible. New, compelling data from an ongoing program of portability for small-balance 401(k) job-changers illustrates the effectiveness and appeal of seamless portability, revealing broader implications for [auto portability](https://rch1.com/auto-portability) and for all job-changing 401(k) participants, regardless of balance. [Read More](https://blog.rch1.com/blog/a-happy-ending-for-consenting-401k-participants) Jun 14 2021 ## [401(k) Retirement Savings: More ‘Gone’ Than ‘Forgotten’](https://blog.rch1.com/blog/401k-retirement-savings-more-gone-than-forgotten) ![More Gone than Forgotten](https://blog.rch1.com/hs-fs/hubfs/More%20Gone%20than%20Forgotten.jpg?width=200&name=More%20Gone%20than%20Forgotten.jpg)[Draft SECURE 2.0 legislation](https://401kspecialistmag.com/the-strong-case-for-a-retirement-savings-lost-and-found/) that provides for a PBGC-based Retirement Savings Office of the Lost and Found, along with the May release of a [drama-laden white paper](https://401kspecialistmag.com/more-than-a-trillion-dollars-stuck-in-forgotten-401ks/), could leave casual observers with the mistaken impression there is a massive problem with “forgotten” 401(k) accounts.   [Read More](https://blog.rch1.com/blog/401k-retirement-savings-more-gone-than-forgotten) Jun 03 2021 ## [Re-Securing the Highest Purpose for a Retirement Savings Lost & Found](https://blog.rch1.com/blog/re-securing-the-highest-purpose-for-a-retirement-savings-lost-found) ![Highest Purpose](https://blog.rch1.com/hs-fs/hubfs/Highest%20Purpose.png?width=200&name=Highest%20Purpose.png)Past proposals for an Office of the Retirement Savings Lost and Found (“Lost & Found”) offered good examples of how the federal government could serve an important, ancillary role alongside the private sector in our nation’s 401(k) system. [Read More](https://blog.rch1.com/blog/re-securing-the-highest-purpose-for-a-retirement-savings-lost-found) Dec 01 2020 ## [Three New Year's Resolutions for Plan Sponsors to Consider](https://blog.rch1.com/blog/three-new-years-resolutions-for-plan-sponsors-to-consider) ![2021\_Resolutions](https://blog.rch1.com/hs-fs/hubfs/2021_Resolutions.png?width=200&name=2021_Resolutions.png)In January, Alight Solutions released [2020 Hot Topics in Retirement & Financial Wellbeing](https://alight.com/research-insights/hot-topics-retirement-jan-2020), a survey of 130 plan sponsors employing 5.5 million workers and highlighting key trends among plan sponsors, including expanding financial wellbeing programs, increasing efforts to help participants bridge the gap between working and retiring, and strengthening programs to locate missing participants. [Read More](https://blog.rch1.com/blog/three-new-years-resolutions-for-plan-sponsors-to-consider) Aug 17 2020 ## [‘Sudden Money’ and Preserving 401(k) Savings Don’t Mix](https://blog.rch1.com/blog/sudden-money-and-preserving-401k-savings-dont-mix) ![sudden money](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Other_Generic_Images/sudden%20money.png?width=200&name=sudden%20money.png)Researchers realize that long-term retirement planning is not a natural act for most 401(k) plan participants. Consequently, important 401(k) plan features have evolved (ex. – auto enrollment, auto escalation, QDIA funds, etc.) to overcome the mis-match and to promote saving for retirement. Many of these features work spectacularly well – but only for as long as participants are actively participating in that plan. [Read More](https://blog.rch1.com/blog/sudden-money-and-preserving-401k-savings-dont-mix) Aug 11 2020 ## [The Tragicomedy of Cashout Leakage](https://blog.rch1.com/blog/the-tragicomedy-of-cashout-leakage) ![Tragicomedy](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Other_Generic_Images/Tragicomedy.png?width=200&name=Tragicomedy.png)I often write about the phenomenon of cashout leakage, which occurs when participants change jobs and prematurely withdraw their retirement savings, prior to normal retirement age. [Read More](https://blog.rch1.com/blog/the-tragicomedy-of-cashout-leakage) Apr 28 2020 ## [Let’s Extend the Spirit of the CARES Act to Automatic Rollover IRAs](https://blog.rch1.com/blog/lets-extend-the-spirit-of-the-cares-act-to-automatic-rollover-iras) ![CARESactButton2-01](https://blog.rch1.com/hs-fs/hubfs/CARESactButton2-01.png?width=200&name=CARESactButton2-01.png)America is a fundamentally caring country, as reflected in the collective actions of its individuals, businesses and policymakers. In the midst of the COVID-19 crisis, no policy reflects this caring spirit more than the aptly-named CARES Act, which, among other things, temporarily allows retirement savers hard-hit by the COVID-19 crisis to tap their qualified retirement savings while avoiding the punitive, 10% early-withdrawal penalty. [Read More](https://blog.rch1.com/blog/lets-extend-the-spirit-of-the-cares-act-to-automatic-rollover-iras) Mar 20 2020 ## [How Does Auto Portability Work? Watch the Video.](https://blog.rch1.com/blog/how-does-auto-portability-work-watch-the-video) [![How AP Works Blog Image](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Other_Generic_Images/How%20AP%20Works%20Blog%20Image.png?width=200&name=How%20AP%20Works%20Blog%20Image.png)](https://youtu.be/Y_XkgyPr7Gk)Looking for a quick primer on how [auto portability](https://rch1.com/auto-portability) works? Watch the video below, which walks you through the four-step process, including: 1\. Worker changes jobs 2\. Locate new worker's account 3\. Match data 4\. Savings follow worker [Read More](https://blog.rch1.com/blog/how-does-auto-portability-work-watch-the-video) Feb 20 2020 ## [Video: Is Auto Portability the Next 401(k) ‘ESG’ Initiative?](https://blog.rch1.com/blog/video-is-auto-portability-the-next-401k-esg-initiative) ![Is Auto Portability the Next 401(k) ‘ESG’ Initiative?](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Other_Generic_Images/Signs%20Point%20to%20Yes.jpg?width=200&name=Signs%20Point%20to%20Yes.jpg) Three recent developments indicate that the retirement industry is waking up to the need to address 401(k) cashout leakage, and importantly – from within the framework of corporate social responsibility. [Read More](https://blog.rch1.com/blog/video-is-auto-portability-the-next-401k-esg-initiative) Feb 10 2020 ## [How Socially Responsible Corporations Will Solve the 401(k) Cashout Crisis](https://blog.rch1.com/blog/how-socially-responsible-corporations-will-solve-the-401k-cashout-crisis) ![RetirementSavings](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Other_Generic_Images/RetirementSavings.png?width=200&name=RetirementSavings.png)Every year a silent, slow-motion train wreck occurs in America’s 401(k) system, when millions of job-changing workers prematurely cash out billions of dollars in retirement savings, a phenomenon known in retirement industry lingo as “cashout leakage." [Read More](https://blog.rch1.com/blog/how-socially-responsible-corporations-will-solve-the-401k-cashout-crisis) Page: [‹](https://blog.rch1.com/blog) [1](https://blog.rch1.com/blog) [2](https://blog.rch1.com/blog/topic/managed-portability/page/2) [3](https://blog.rch1.com/blog/topic/managed-portability/page/3) [4](https://blog.rch1.com/blog/topic/managed-portability/page/4) [5](https://blog.rch1.com/blog/topic/managed-portability/page/5) [›](https://blog.rch1.com/blog/topic/managed-portability/page/3) [Tweets by @RCHConsolidate](https://twitter.com/RCHConsolidate) - [Blog](https://blog.rch1.com/blog) - [401k Cash Outs](https://blog.rch1.com/blog/topic/401k-cash-outs) - [401k Consolidation](https://blog.rch1.com/blog/topic/401k-consolidation) - [401k Plan Termination](https://blog.rch1.com/blog/topic/401k-plan-termination) - [America's Mobile Workforce](https://blog.rch1.com/blog/topic/americas-mobile-workforce) - [Assisted Roll-in](https://blog.rch1.com/blog/topic/assisted-roll-in) - 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