Blog

As we enter the 4^th quarter of 2018, many plan sponsors – for a variety of reasons – are faced with the prospect of a 401(k) plan termination.  For most, this will be the first -- and only -- time that they’ll undertake this important project. 

If you’re facing a plan termination in the 2018 calendar year, time is not on your side.  A properly-conducted plan termination can take up to 2-3 months from start-to-finish, and requires significant planning, flawless execution and lots of attention to detail. 

Retirement Clearinghouse (RCH) has released a new video “Addressing the Problem of Missing Participants.” The video integrates new research findings from the March 2018 study “The Mobile Workforce’s Missing Participant Problem” and provides viewers with the most-complete and factual summary of the problem, including:

On Thursday, May 11^th, the Employee Benefit Research Institute (EBRI) conducted their 80^th Policy Forum.  

This video presentation is designed to give the viewer a basic understanding of the principles of locating missing participants in 401(k) plans. 

This video presentation is designed to give the viewer a basic understanding of the Auto Portability Simulation (APS), which models the operation and benefits of Auto Portability.

What is Auto Portability? This video presentation is designed to give the viewer a basic understanding of Auto Portability.

This video presentation is designed to give the viewer a basic understanding of the problem of uncashed 401(k) distribution checks.

This video presentation is designed to provide qualified retirement plan sponsors with an overview of key actions that they can take in order to help reduce 401(k) plan leakage.

Why is 401(k) Plan Leakage a Problem?

What is 401(k) leakage, and why should I care? This video presentation is designed to provide qualified retirement plan sponsors with an understanding of the facts and popular misconceptions surrounding the topic of 401(k) plan leakage.

Why should plans care about roll-in contributions? Establishing a program that encourages participant rollover contributions (or “roll-ins”) is one of the most beneficial programs that a plan can implement.