--- title: RCH Consolidation Corner | Managed Portability description: Managed Portability | Keep up to date on all of the latest industry news with RCH1 --- [![Retirement Clearinghouse Logo](https://blog.rch1.com/hs-fs/hubfs/raw_assets/public/Retirement_Clearinghouse_May2022/images/logo.png?width=1000&height=648&name=logo.png "Retirement Clearinghouse Logo")](https://rch1.com/) [Privacy Policy](https://securities.rch1.com/common/PrivacyStatement.pdf) [Sponsors/Service Providers](https://rch1.com/plan-sponsors) [Individuals](https://rch1.com/individuals) [Login](https://rch1.com/#) - [Home](https://rch1.com/home-page) - [Individuals](https://rch1.com/individuals) - [Individuals Home](https://rch1.com/individuals/individuals-home) - [Who is RCH?](https://rch1.com/individuals/who-is-rch) - [Why Does RCH Have My Retirement Savings?](https://rch1.com/individuals/why-does-rch-have-my-retirement-funds) - [Manage Your RCH IRA Account](https://rch1.com/individuals/manage-your-rch-ira-account) - 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[Best Practices for Finding Missing Participants](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/best-practices-for-finding-missing-participants) - [What to Look For in a Search Service](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/what-to-look-for-in-a-missing-participant-search-service) - [Learn More About Missing Participants](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/learn-more-about-missing-participants) - [RCH's Missing Participant Search Service](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/the-rch-missing-participant-search-service) - [Terminating 401(k) Plans](https://rch1.com/plan-sponsors/terminating-a-401k-plan) - [Why 401(k) Plans Terminate](https://rch1.com/plan-sponsors/terminating-a-401k-plan/why-do-401k-plans-terminate) - [The Process for Terminating 401(k) Plans](https://rch1.com/plan-sponsors/terminating-a-401k-plan/what-is-the-process-for-terminating-a-401k-plan) - 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[Roll-In](https://blog.rch1.com/blog/topic/roll-in) - [Safe Harbor IRA](https://blog.rch1.com/blog/topic/safe-harbor-ira) - [Saver's Match](https://blog.rch1.com/blog/topic/savers-match) - [Security](https://blog.rch1.com/blog/topic/security) - [Small Accounts](https://blog.rch1.com/blog/topic/small-accounts) - [Stale Dated Checks](https://blog.rch1.com/blog/topic/stale-dated-checks) - [Synthetic Tenure](https://blog.rch1.com/blog/topic/synthetic-tenure) - [Uncashed Check Services](https://blog.rch1.com/blog/topic/uncashed-check-services) - [Uncashed Distribution Checks](https://blog.rch1.com/blog/topic/uncashed-distribution-checks) - [Video](https://blog.rch1.com/blog/topic/video) - [Webcast](https://blog.rch1.com/blog/topic/webcast) - [What is a Missing Participant?](https://blog.rch1.com/blog/topic/what-is-a-missing-participant) [Tweets by @RCHConsolidate](https://twitter.com/RCHConsolidate) Posts about # Managed Portability ### Consolidation Corner Blog Consolidation Corner is the Retirement Clearinghouse (RCH) blog, and features the latest articles and bylines from our executives, addressing important retirement savings portability topics. --- Jun 05 2026 ## [The “Free Lunch” That is Retirement Savings Portability](https://blog.rch1.com/blog/the-free-lunch-that-is-retirement-savings-portability) ![free\_lunch](https://blog.rch1.com/hs-fs/hubfs/free_lunch.png?width=200&height=113&name=free_lunch.png)**FACT:** Retirement savings portability helps everyone, hurts no one – and with no cost to plan sponsors to implement – it’s the equivalent of a “free lunch” for the retirement savings ecosystem. Need convincing? Consider the benefits of retirement savings portability to: [Read More](https://blog.rch1.com/blog/the-free-lunch-that-is-retirement-savings-portability) Oct 17 2025 ## [‘Forgotten’ Accounts: Forget Hyperbole, Here’s a Solution](https://blog.rch1.com/blog/forgotten-accounts-forget-hyperbole-heres-a-solution) ![Forget Hyperbole](https://blog.rch1.com/hs-fs/hubfs/Forget%20Hyperbole.jpg?width=200&height=264&name=Forget%20Hyperbole.jpg)In October, retirement industry media outlets urgently reported on [updated research](https://www.hicapitalize.com/resources/the-true-cost-of-forgotten-401ks/) estimating that there are 31.9 million “forgotten” 401(k) accounts, totaling about $2.1 trillion in assets. [Read More](https://blog.rch1.com/blog/forgotten-accounts-forget-hyperbole-heres-a-solution) Sep 26 2022 ## [Why DEI and ‘Traditional’ Automatic Rollovers Don’t Mix](https://blog.rch1.com/blog/why-dei-and-traditional-automatic-rollovers-dont-mix) ![Oil-water](https://blog.rch1.com/hs-fs/hubfs/Oil-water.png?width=200&name=Oil-water.png)In the retirement community, momentum is growing to make our 401(k) system more inclusive and to ensure that retirement savings are more equitable. [Read More](https://blog.rch1.com/blog/why-dei-and-traditional-automatic-rollovers-dont-mix) Sep 15 2022 ## [How Consultants Can Miss the Mark on 401(k) Automatic Rollovers](https://blog.rch1.com/blog/how-consultants-can-miss-the-mark-on-401k-automatic-rollovers) ![Consultants](https://blog.rch1.com/hs-fs/hubfs/Consultants.png?width=200&name=Consultants.png)I'm a big fan of 401(k) plan consultants, who’ve been forceful advocates for the adoption of best practices at leading retirement plan sponsors. So, it’s surprising to me that, when it comes to [automatic rollover](https://rch1.com/automatic-rollovers) programs, consultants sometimes miss the mark, at least in terms of participant outcomes. [Read More](https://blog.rch1.com/blog/how-consultants-can-miss-the-mark-on-401k-automatic-rollovers) Aug 09 2022 ## [Three Ways 401(k) Plan Sponsors Can Boost Participants’ Awareness on National Financial Awareness Day](https://blog.rch1.com/blog/three-ways-401k-plan-sponsors-can-boost-participants-awareness-on-national-financial-awareness-day) ![National Awareness Day](https://blog.rch1.com/hs-fs/hubfs/National%20Awareness%20Day.png?width=200&name=National%20Awareness%20Day.png)August 14th is [National Financial Awareness Day](https://nationaltoday.com/national-financial-awareness-day/#:~:text=August%2014%20is%20National%20Financial%20Awareness%20Day%20and%20a%20good,and%20prepare%20for%20the%20future.), and 401(k) plan sponsors have been instrumental in increasing the financial awareness of millions of Americans by providing them with access to workplace retirement savings plans that materially enhance their prospects for a timely and comfortable retirement. [Read More](https://blog.rch1.com/blog/three-ways-401k-plan-sponsors-can-boost-participants-awareness-on-national-financial-awareness-day) Mar 08 2022 ## [Consolidation is Vital to Reducing 401(k) Cybersecurity Risk](https://blog.rch1.com/blog/consolidation-is-vital-to-reducing-401k-cybersecurity-risk) ![Cyber Padlock](https://blog.rch1.com/hs-fs/hubfs/Cyber%20Padlock.png?width=200&name=Cyber%20Padlock.png)With $10 trillion in 401(k) and other defined contribution retirement assets to safeguard, retirement industry regulators are intensely focused on the issue of cybersecurity. The latest developments signifying regulatory resolve include enforcement actions by the Securities and Exchange Commission (SEC), who in August 2021 sanctioned 8 firms in three separate actions (links [here](https://www.sec.gov/litigation/admin/2021/34-92800.pdf), [here](https://www.sec.gov/litigation/admin/2021/34-92806.pdf) and [here](https://www.sec.gov/litigation/admin/2021/34-92807.pdf)), for failing to have cybersecurity policies and procedures in place, potentially leading to compromised private client data.  [Read More](https://blog.rch1.com/blog/consolidation-is-vital-to-reducing-401k-cybersecurity-risk) Mar 03 2022 ## [Towards a Sustainable and “Greener” 401(k) System](https://blog.rch1.com/blog/towards-a-sustainable-and-greener-401k-system) ![DC\_Landfill](https://blog.rch1.com/hs-fs/hubfs/DC_Landfill.png?width=200&name=DC_Landfill.png)“America’s retirement system is sustainable” said no one, ever. That’s the basis for my somewhat cynical reaction to a February 14th, 2022, Request for Information (RFI) issued by the DOL’s Employee Benefits Security Administration (EBSA). The RFI ([Request for Information on Possible Agency Actions to Protect Life Savings and Pensions from Threats of Climate-Related Financial Risk](https://www.dol.gov/newsroom/releases/ebsa/ebsa20220211)) was issued pursuant to a [May 20th, 2021 Executive Order](https://www.govinfo.gov/content/pkg/FR-2022-02-14/pdf/2022-02798.pdf), and asks respondents to identify climate change related threats to “the life savings and pensions of U.S. workers and families.” [Read More](https://blog.rch1.com/blog/towards-a-sustainable-and-greener-401k-system) Feb 10 2022 ## [Auto Portability Featured in ERISA Advisory Council Report](https://blog.rch1.com/blog/auto-portability-featured-in-erisa-advisory-council-report) ![erisa\_advisory\_council](https://blog.rch1.com/hs-fs/hubfs/erisa_advisory_council.jpg?width=200&name=erisa_advisory_council.jpg)I’m old enough to remember a time when [auto portability](https://rch1.com/auto-portability) was a concept, scarcely worthy of serious attention by practically anyone except a [few zealots](https://www.marketwatch.com/story/the-retirement-crisis-where-do-we-stand-11641415955) with an idea. [Read More](https://blog.rch1.com/blog/auto-portability-featured-in-erisa-advisory-council-report) Jul 19 2021 ## [Five Misconceptions About Automatic Rollovers](https://blog.rch1.com/blog/five-misconceptions-about-automatic-rollovers) ![Video\_Splash](https://blog.rch1.com/hs-fs/hubfs/Video_Splash.png?width=200&name=Video_Splash.png)Most agree – automatic rollover programs can help plan sponsors deal with problems associated with small-balance accounts, including: - High levels of missing participants - Increased administrative costs and workload - Increased recordkeeping fees - Lower average account balances [Read More](https://blog.rch1.com/blog/five-misconceptions-about-automatic-rollovers) Jul 12 2021 ## [So Happy Together: Auto Portability & Authorized Portability](https://blog.rch1.com/blog/so-happy-together-auto-portability-and-authorized-portability) ![So Happy Together](https://blog.rch1.com/hs-fs/hubfs/So%20Happy%20Together.png?width=200&name=So%20Happy%20Together.png)When [auto portability](https://rch1.com/auto-portability) becomes ubiquitous in America’s 401(k) system, it will herald 100% fully automated, end-to-end portability for all small-balance job-changers.   [Read More](https://blog.rch1.com/blog/so-happy-together-auto-portability-and-authorized-portability) Page: ‹ [1](https://blog.rch1.com/blog) [2](https://blog.rch1.com/blog/topic/managed-portability/page/2) [3](https://blog.rch1.com/blog/topic/managed-portability/page/3) [4](https://blog.rch1.com/blog/topic/managed-portability/page/4) [5](https://blog.rch1.com/blog/topic/managed-portability/page/5) [›](https://blog.rch1.com/blog/topic/managed-portability/page/2) [Tweets by @RCHConsolidate](https://twitter.com/RCHConsolidate) - 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