--- title: RCH Consolidation Corner | DOL Advisory Opinion description: DOL Advisory Opinion | Keep up to date on all of the latest industry news with RCH1 --- [![Retirement Clearinghouse Logo](https://blog.rch1.com/hs-fs/hubfs/raw_assets/public/Retirement_Clearinghouse_May2022/images/logo.png?width=1000&height=648&name=logo.png "Retirement Clearinghouse Logo")](https://rch1.com/) [Privacy Policy](https://securities.rch1.com/common/PrivacyStatement.pdf) [Sponsors/Service Providers](https://rch1.com/plan-sponsors) [Individuals](https://rch1.com/individuals) [Login](https://rch1.com/#) - [Home](https://rch1.com/home-page) - [Individuals](https://rch1.com/individuals) - [Individuals Home](https://rch1.com/individuals/individuals-home) - [Who is RCH?](https://rch1.com/individuals/who-is-rch) - [Why Does RCH Have My Retirement Savings?](https://rch1.com/individuals/why-does-rch-have-my-retirement-funds) - [Manage Your RCH IRA Account](https://rch1.com/individuals/manage-your-rch-ira-account) - 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[Roll-In](https://blog.rch1.com/blog/topic/roll-in) - [Safe Harbor IRA](https://blog.rch1.com/blog/topic/safe-harbor-ira) - [Saver's Match](https://blog.rch1.com/blog/topic/savers-match) - [Security](https://blog.rch1.com/blog/topic/security) - [Small Accounts](https://blog.rch1.com/blog/topic/small-accounts) - [Stale Dated Checks](https://blog.rch1.com/blog/topic/stale-dated-checks) - [Synthetic Tenure](https://blog.rch1.com/blog/topic/synthetic-tenure) - [Uncashed Check Services](https://blog.rch1.com/blog/topic/uncashed-check-services) - [Uncashed Distribution Checks](https://blog.rch1.com/blog/topic/uncashed-distribution-checks) - [Video](https://blog.rch1.com/blog/topic/video) - [Webcast](https://blog.rch1.com/blog/topic/webcast) - [What is a Missing Participant?](https://blog.rch1.com/blog/topic/what-is-a-missing-participant) [Tweets by @RCHConsolidate](https://twitter.com/RCHConsolidate) Posts about # DOL Advisory Opinion ### Consolidation Corner Blog Consolidation Corner is the Retirement Clearinghouse (RCH) blog, and features the latest articles and bylines from our executives, addressing important retirement savings portability topics. --- Jun 15 2022 ## [Five Reasons Why New 401(k) Auto Portability Legislation is So Important](https://blog.rch1.com/blog/five-reasons-why-new-401k-auto-portability-legislation-is-so-important) ![Capitol\_Hill\_HD\_sign\_at\_500\_Independence\_Ave\_SE\_-\_Washington\_DC](https://blog.rch1.com/hs-fs/hubfs/social-suggested-images/Capitol_Hill_HD_sign_at_500_Independence_Ave_SE_-_Washington_DC.jpg?width=200&name=Capitol_Hill_HD_sign_at_500_Independence_Ave_SE_-_Washington_DC.jpg)A newly proposed bill -- the [Advancing Auto Portability Act of 2022](https://www.scott.senate.gov/imo/media/doc/Advancing%20Auto%20Portability%20Act%20of%202022.pdf), co-sponsored by Senators Tim Scott (R-S.C.) and Sherrod Brown (D-Ohio), will offer tax credits to plan sponsors who implement auto portability, and codify rules for an industrywide auto portability network. The bill is expected to be rolled into the Senate version of the bipartisan Securing a Strong Retirement Act of 2022, which passed the U.S. House of Representatives on March 29 of this year. Here are five reasons why the new auto portability legislation introduced in the Senate is so important. [Read More](https://blog.rch1.com/blog/five-reasons-why-new-401k-auto-portability-legislation-is-so-important) Dec 13 2021 ## [Kennedy Townsend: Solving Portability and Cashout Leakage are a Key DOL Priority](https://blog.rch1.com/blog/kennedy-townsend-solving-portability-and-cashout-leakage-are-a-key-dol-priority) ![KKT\_EBRI\_Splash](https://blog.rch1.com/hs-fs/hubfs/KKT_EBRI_Splash.png?width=225&name=KKT_EBRI_Splash.png)On 12/6/21, the [Employee Benefit Research Institute (EBRI)](https://ebri.org) conducted day 1 of their [two-day 90th Annual Public Policy Forum](https://www.ebri.org/docs/default-source/policy-forum-documents/december-2021-materials/virtual-policy-forum-agenda-december-2021.pdf?sfvrsn=1c563b2f_26).  This forum’s theme was “A Path to a More Equitable Solution: Solving the Retirement Coverage Gap” and it seems to have been highly popular, as it broke EBRI’s previous record for forum attendance.  [Read More](https://blog.rch1.com/blog/kennedy-townsend-solving-portability-and-cashout-leakage-are-a-key-dol-priority) Sep 16 2019 ## [The Most Promising Policies to Reduce 401(k) Cashout Leakage](https://blog.rch1.com/blog/the-most-promising-policies-to-reduce-401k-cashout-leakage) ![CashOutLeakageBridge](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Other_Generic_Images/CashOutLeakageBridge.jpg?width=200&name=CashOutLeakageBridge.jpg)Cashout leakage, a long-standing problem in America’s defined contribution system, is a silent crisis that unnecessarily robs millions of Americans of a comfortable, timely or secure retirement. Plagued by misunderstanding and neglect, it’s vitally important to understand the problem and to take decisive action to curb it.  The fourth of a five-part series, this article addresses policies with the most promise to reduce the 401(k) cashout leakage problem.     [Read More](https://blog.rch1.com/blog/the-most-promising-policies-to-reduce-401k-cashout-leakage) Apr 24 2019 ## [LIMRA Webinar Features Michael Kreps’ Update on Auto Portability](https://blog.rch1.com/blog/limra-webinar-features-michael-kreps-update-on-auto-portability) ![kreps](https://blog.rch1.com/hs-fs/hubfs/kreps.png?width=200&name=kreps.png)On April 16th, as part of their Strategic Issues Webinar Series, the LIMRA Secure Retirement Institute delivered the webinar *Regulatory and Legislative Trends Impacting the U.S. Retirement System*.  The LIMRA webinar featured presenter Michael Kreps, Principal, Groom Law Group, and was moderated by Judy Zaiken, Corporate Vice President, LIMRA. [Read More](https://blog.rch1.com/blog/limra-webinar-features-michael-kreps-update-on-auto-portability) Dec 20 2018 ## [2018: A Great Year for Retirement Clearinghouse](https://blog.rch1.com/blog/2018-a-great-year-for-retirement-clearinghouse) ![2018\_Video](https://blog.rch1.com/hs-fs/hubfs/2018_Video.png?width=200&name=2018_Video.png)As we pause at the end of 2018 to count our blessing and to celebrate the Holidays, we at Retirement Clearinghouse (RCH) find ourselves grateful for a very successful year. [Read More](https://blog.rch1.com/blog/2018-a-great-year-for-retirement-clearinghouse) Nov 28 2018 ## [What is Auto Portability? It Depends on Who’s Asking.](https://blog.rch1.com/blog/what-is-auto-portability-it-depends-on-whos-asking) ![AP\_definition](https://blog.rch1.com/hs-fs/hubfs/AP_definition.png?width=200&name=AP_definition.png)With the announcement of the Department of Labor’s recent actions, auto portability has taken center stage in the retirement industry. While auto portability has been well-known to a relatively small group of industry insiders, its recent, widespread coverage in the media has many asking the question “what is auto portability?” With so many different -- and important -- perspectives on the matter, the best answer will depend on who’s asking the question.  [Read More](https://blog.rch1.com/blog/what-is-auto-portability-it-depends-on-whos-asking) Nov 26 2018 ## [Auto Portability is Like Bacon—It Makes Everything Better](https://blog.rch1.com/blog/auto-portability-is-like-bacon-it-makes-everything-better) ![Bacon](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Consolidation_Corner/Bacon_Sizzling.png?width=200&name=Bacon_Sizzling.png)When auto enrollment was widely adopted under the Pension Protection Act of 2006, it was a well-intentioned idea for helping Americans save more for retirement. But in this case, what seemed like the perfect recipe for increasing retirement savings for hardworking Americans was missing a key ingredient. [Read More](https://blog.rch1.com/blog/auto-portability-is-like-bacon-it-makes-everything-better) Nov 12 2018 ## [Department of Labor Issues Auto Portability Advisory Opinion](https://blog.rch1.com/blog/department-of-labor-issues-auto-portability-advisory-opinion) ![DOL Issues AP AO](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Other_Generic_Images/DOL%20Issues%20AP%20AO.png?width=200&name=DOL%20Issues%20AP%20AO.png)The Department of Labor (DOL) has issued its [11/06/18 Advisory Opinion 2018-01A on Auto Portability](https://www.dol.gov/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/advisory-opinions/2018-01a.pdf), which can be accessed on the DOL’s website at this [link](https://www.dol.gov/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/advisory-opinions/2018-01a.pdf). 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