--- title: RCH Consolidation Corner | Managed Portability (3) description: Managed Portability | Keep up to date on all of the latest industry news with RCH1 (3) --- [![Retirement Clearinghouse Logo](https://blog.rch1.com/hs-fs/hubfs/raw_assets/public/Retirement_Clearinghouse_May2022/images/logo.png?width=1000&height=648&name=logo.png "Retirement Clearinghouse Logo")](https://rch1.com/) [Privacy Policy](https://securities.rch1.com/common/PrivacyStatement.pdf) [Sponsors/Service Providers](https://rch1.com/plan-sponsors) [Individuals](https://rch1.com/individuals) [Login](https://rch1.com/#) - [Home](https://rch1.com/home-page) - [Individuals](https://rch1.com/individuals) - [Individuals Home](https://rch1.com/individuals/individuals-home) - [Who is RCH?](https://rch1.com/individuals/who-is-rch) - [Why Does RCH Have My Retirement Savings?](https://rch1.com/individuals/why-does-rch-have-my-retirement-funds) - [Manage Your RCH IRA Account](https://rch1.com/individuals/manage-your-rch-ira-account) - [Cash Out Calculator](https://rch1.com/individuals/cash-out-calculator) - [Moving Your Retirement Savings Forward](https://rch1.com/individuals/moving-your-retirement-savings-forward) - [Contact Us](https://rch1.com/individuals/contact-us) - [Para español](https://rch1.com/individuals/contacto-retirement-clearinghouse) - [Learning Center](https://rch1.com/individuals/learning-center) - [Disclosure Central](https://rch1.com/individuals/learning-center/resources-%26-downloads) - [Glossary](https://rch1.com/individuals/learning-center/glossary) - [Frequently-Asked Questions](https://rch1.com/individuals/learning-center/faqs) - [Auto Portability](https://rch1.com/auto-portability) - [Auto Portability Overview](https://rch1.com/auto-portability/auto-portability-overview) - [Auto Portability FAQs](https://rch1.com/auto-portability/frequently-asked-questions) - [Recent Developments](https://rch1.com/auto-portability/recent-developments) - [Foundational Research](https://rch1.com/auto-portability/foundational-research) - [Public Policy](https://rch1.com/auto-portability/public-policy) - [Media Coverage](https://rch1.com/auto-portability/media-coverage) - [Press Releases](https://rch1.com/auto-portability/press-releases--auto-portability) - [Regulatory Information](https://rch1.com/auto-portability/regulatory-information) - [Enabling Regulation](https://rch1.com/auto-portability/regulatory-information/enabling-regulation) - [Participating Recordkeepers](https://rch1.com/auto-portability/regulatory-information/participating-recordkeepers) - [Auto Portability Plan Calculator](https://rch1.com/auto-portability/plan-calculator) - [National Cash Out Clock](https://rch1.com/auto-portability/national-cash-out-clock) - [Downloads & Video](https://rch1.com/auto-portability/downloads-video) - [Get Updates on Auto Portability](https://rch1.com/auto-portability/get-updates-on-auto-portability) - [Plan Sponsors](https://rch1.com/plan-sponsors) - [The Small Account Problem](https://rch1.com/plan-sponsors) - [RCH Portability Services](https://rch1.com/plan-sponsors/rch-portability-services) - [Plan Sponsor Support](https://rch1.com/plan-sponsors/rch-client-services) - [The Missing Participant Problem](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants) - [What is a Missing Participant?](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/what-is-a-missing-participant) - [Why Plan Sponsors Should be Concerned](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/why-plan-sponsors-should-be-concerned) - [What Causes Missing Participants?](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/what-causes-missing-participants) - [The Magnitude of the Problem](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/the-magnitude-of-the-missing-participant-problem) - [What Regulations Apply to Missing Participants?](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/what-regulations-apply-to-missing-participants) - [Sources of Uncertainty for Plan Sponsors](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/sources-of-uncertainty-for-plan-sponsors) - [Best Practices for Finding Missing Participants](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/best-practices-for-finding-missing-participants) - [What to Look For in a Search Service](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/what-to-look-for-in-a-missing-participant-search-service) - [Learn More About Missing Participants](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/learn-more-about-missing-participants) - [RCH's Missing Participant Search Service](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/the-rch-missing-participant-search-service) - [Terminating 401(k) Plans](https://rch1.com/plan-sponsors/terminating-a-401k-plan) - [Why 401(k) Plans Terminate](https://rch1.com/plan-sponsors/terminating-a-401k-plan/why-do-401k-plans-terminate) - [The Process for Terminating 401(k) Plans](https://rch1.com/plan-sponsors/terminating-a-401k-plan/what-is-the-process-for-terminating-a-401k-plan) - [Common Mistakes Sponsors Make](https://rch1.com/plan-sponsors/terminating-a-401k-plan/what-mistakes-do-plan-sponsors-make-when-terminating-401k-plans) - [What to Look for in a Service Provider](https://rch1.com/plan-sponsors/terminating-a-401k-plan/what-to-look-for-in-a-terminating-401k-service-provider) - [Get More Information](https://rch1.com/plan-sponsors/terminating-a-401k-plan/get-more-information-on-terminating-plans) - [RCH's Terminating Plan Service](https://rch1.com/plan-sponsors/terminating-a-401k-plan/plan-termination-services) - [Participant Testimonials](https://rch1.com/plan-sponsors/participant-testimonials) - [Due Diligence Material](https://rch1.com/plan-sponsors/due-diligence-material) - [Contact Us](https://rch1.com/plan-sponsors/contact-us) - [Accountholders](https://rch1.com/individuals) - [Individuals Home](https://rch1.com/individuals) - [Who is RCH?](https://rch1.com/individuals/who-is-rch) - [Why Does RCH Have My Retirement Savings?](https://rch1.com/individuals/why-does-rch-have-my-retirement-funds) - [Manage Your RCH IRA Account](https://rch1.com/individuals/manage-your-rch-ira-account) - [Cash Out Calculator](https://rch1.com/individuals/cash-out-calculator) - [RMD Calculator](https://rch1.com/individuals/rmd-calculator) - [Moving Your Retirement Savings Forward](https://rch1.com/individuals/moving-your-retirement-savings-forward) - [Contact Us](https://rch1.com/individuals/contact-us) - [Para español](https://rch1.com/individuals/contacto-retirement-clearinghouse) - [Learning Center](https://rch1.com/individuals/learning-center) - [Company](https://rch1.com/company) - [About RCH](https://rch1.com/company/about-rch) - [Mission](https://rch1.com/company/mission) - [Management Team](https://rch1.com/company/management-team) - [Contact RCH](https://rch1.com/contact-us) - [Careers - Job Opportunities](https://rch1.com/company/careers) - [Our Benefits](https://rch1.com/company/our-benefits) - [The RLJ Companies](https://rch1.com/company/the-rlj-companies) - [News & Information](https://rch1.com/news) - [News](https://rch1.com/news) - [Press Releases](https://rch1.com/press-releases) - [Thought Leadership](https://rch1.com/thought-leadership) - [Consolidation Corner Blog](https://rch1.com/blog) - [Consolidation Corner Channel](https://rch1.com/consolidation-corner-channel) - [Events](https://rch1.com/events) - [Login](https://rch1.com/#) ## Search Our Site Close Quicklinks - [Individuals](https://rch1.com/individuals) - [Individuals Home](https://rch1.com/individuals/individuals-home) - [Who is RCH?](https://rch1.com/individuals/who-is-rch) - [Why Does RCH Have My Retirement Funds?](https://rch1.com/individuals/why-does-rch-have-my-retirement-funds) - [Manage Your RCH IRA Account](https://rch1.com/individuals/manage-your-rch-ira-account) - [Cash Out Calculator](https://rch1.com/individuals/cash-out-calculator) - [Moving Your Retirement Savings Forward](https://rch1.com/individuals/moving-your-retirement-savings-forward) - [Contact Us](https://rch1.com/individuals/contact-us) - [Para español](https://rch1.com/individuals/contacto-retirement-clearinghouse) - [Learning Center](https://rch1.com/individuals/learning-center) - [Auto Portability](https://rch1.com/auto-portability) - [Auto Portability Overview](https://rch1.com/auto-portability/auto-portability-overview) - [Auto Portability FAQs](https://rch1.com/auto-portability/frequently-asked-questions) - [Recent Developments](https://rch1.com/auto-portability/recent-developments) - [Foundational Research](https://rch1.com/auto-portability/foundational-research) - [Public Policy](https://rch1.com/auto-portability/public-policy) - [Media Coverage](https://rch1.com/auto-portability/media-coverage) - [Press Releases](https://rch1.com/auto-portability/press-releases--auto-portability) - [Regulatory Information](https://rch1.com/auto-portability/regulatory-information) - [The RCH Auto Portability Plan Calculator](https://rch1.com/auto-portability/plan-calculator) - [National Cash Out Clock](https://rch1.com/auto-portability/national-cash-out-clock) - [Downloads & Video](https://rch1.com/auto-portability/downloads-video) - [Get Updates on Auto Portability](https://rch1.com/auto-portability/get-updates-on-auto-portability) - [Plan Sponsors](https://rch1.com/plan-sponsors) - [The Small Account Problem](https://rch1.com/plan-sponsors/sponsors-home) - [RCH Portability Services](https://rch1.com/plan-sponsors/rch-portability-services) - [RCH Client Services](https://rch1.com/plan-sponsors/rch-client-services) - [Addressing the Problem of Missing Participants](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants) - [Terminating 401(k) Plans](https://rch1.com/plan-sponsors/terminating-a-401k-plan) - [Participant Testimonials](https://rch1.com/plan-sponsors/participant-testimonials) - [Due Diligence Material](https://rch1.com/plan-sponsors/due-diligence-material) - [Contact Us](https://rch1.com/plan-sponsors/contact-us) - [Accountholders](https://rch1.com/individuals) - [Individuals Home](https://rch1.com/individuals) - [Who is RCH?](https://rch1.com/individuals/who-is-rch) - [Why Does RCH Have My Retirement Savings?](https://rch1.com/individuals/why-does-rch-have-my-retirement-funds) - [Manage Your RCH IRA Account](https://rch1.com/individuals/manage-your-rch-ira-account) - [Cash Out Calculator](https://rch1.com/individuals/cash-out-calculator) - [RMD Calculator](https://rch1.com/individuals/rmd-calculator) - [Moving Your Retirement Savings Forward](https://rch1.com/individuals/moving-your-retirement-savings-forward) - [Contact us](https://rch1.com/individuals/contact-us) - [Para español](https://rch1.com/individuals/contacto-retirement-clearinghouse) - [Learning Center](https://rch1.com/individuals/learning-center) - [Company](https://rch1.com/company) - [About RCH](https://rch1.com/company/about-rch) - [Mission](https://rch1.com/company/mission) - [Management Team](https://rch1.com/company/management-team) - [Contact RCH](https://rch1.com/contact-us) - [Careers - Job Opportunities](https://rch1.com/company/careers) - [Our Benefits](https://rch1.com/company/our-benefits) - [The RLJ Companies](https://rch1.com/company/the-rlj-companies) - [News & Information](https://rch1.com/news) - [News](https://rch1.com/news) - [Press Releases](https://rch1.com/press-releases) - [Thought Leadership](https://rch1.com/thought-leadership) - [Consolidation Corner Blog](https://rch1.com/blog) - [Consolidation Corner Channel](https://rch1.com/consolidation-corner-channel) - [Events](https://rch1.com/events) - [Auto Portability](https://rch1.com/auto-portability) # Consolidation Corner ## Menu - [News](https://rch1.com/news) - [Press Releases](https://rch1.com/press-releases) - [Thought Leadership](https://rch1.com/thought-leadership) [Retirement Clearinghouse](https://rch1.com/retirement-clearinghouse) [Retirement Industry](https://rch1.com/retirement-industry) [Public Policy](https://rch1.com/public-policy-thought) - [Events](https://rch1.com/events) - - - - [Blog](https://blog.rch1.com/blog) - [401k Cash Outs](https://blog.rch1.com/blog/topic/401k-cash-outs) - [401k Consolidation](https://blog.rch1.com/blog/topic/401k-consolidation) - [401k Plan Termination](https://blog.rch1.com/blog/topic/401k-plan-termination) - [America's Mobile Workforce](https://blog.rch1.com/blog/topic/americas-mobile-workforce) - [Assisted Roll-in](https://blog.rch1.com/blog/topic/assisted-roll-in) - [Auto Enrollment](https://blog.rch1.com/blog/topic/auto-enrollment) - [Auto Portability](https://blog.rch1.com/blog/topic/auto-portability) - [Auto Portability Simulation](https://blog.rch1.com/blog/topic/auto-portability-simulation) - [Automatic Roll-In](https://blog.rch1.com/blog/topic/automatic-roll-in) - [Automatic Rollover](https://blog.rch1.com/blog/topic/automatic-rollover) - [Automatic Rollovers](https://blog.rch1.com/blog/topic/automatic-rollovers) - [Boston Research Technologies](https://blog.rch1.com/blog/topic/boston-research-technologies) - [CARES act](https://blog.rch1.com/blog/topic/cares-act) - [Common Mistakes](https://blog.rch1.com/blog/topic/common-mistakes) - [DIY Roll-In](https://blog.rch1.com/blog/topic/diy-roll-in) - [DOL Advisory Opinion](https://blog.rch1.com/blog/topic/dol-advisory-opinion) - [EBRI](https://blog.rch1.com/blog/topic/ebri) - [Employee Benefit News](https://blog.rch1.com/blog/topic/employee-benefit-news) - [ERISA Advisory Council](https://blog.rch1.com/blog/topic/erisa-advisory-council) - [Financial Services Roundtable](https://blog.rch1.com/blog/topic/financial-services-roundtable) - [Financial Wellness](https://blog.rch1.com/blog/topic/financial-wellness) - [How-To](https://blog.rch1.com/blog/topic/how-to) - [In-Plan Consolidation](https://blog.rch1.com/blog/topic/in-plan-consolidation) - [Leakage](https://blog.rch1.com/blog/topic/leakage) - [Lifetime Plan Participation](https://blog.rch1.com/blog/topic/lifetime-plan-participation) - [Lost Participants](https://blog.rch1.com/blog/topic/lost-participants) - [Managed Portability](https://blog.rch1.com/blog/topic/managed-portability) - [Mandatory Distributions](https://blog.rch1.com/blog/topic/mandatory-distributions) - [MarketWatch](https://blog.rch1.com/blog/topic/marketwatch) - [Missing Participant IRA](https://blog.rch1.com/blog/topic/missing-participant-ira) - [Missing Participants](https://blog.rch1.com/blog/topic/missing-participants) - [National Retirement Savings Cash Out Clock](https://blog.rch1.com/blog/topic/national-retirement-savings-cash-out-clock) - [Participant Transition Management](https://blog.rch1.com/blog/topic/participant-transition-management) - [PLANSPONSOR](https://blog.rch1.com/blog/topic/plansponsor) - [Portability Services Network](https://blog.rch1.com/blog/topic/portability-services-network) - [PSCA](https://blog.rch1.com/blog/topic/psca) - [Public Policy](https://blog.rch1.com/blog/topic/public-policy) - [RCH Services](https://blog.rch1.com/blog/topic/rch-services) - [Retirement Income](https://blog.rch1.com/blog/topic/retirement-income) - [Retirement Plan Portability](https://blog.rch1.com/blog/topic/retirement-plan-portability) - [retirement research](https://blog.rch1.com/blog/topic/retirement-research) - [Retirement Savings Consolidation](https://blog.rch1.com/blog/topic/retirement-savings-consolidation) - [Retirement Savings Portability](https://blog.rch1.com/blog/topic/retirement-savings-portability) - [Roll-In](https://blog.rch1.com/blog/topic/roll-in) - [Safe Harbor IRA](https://blog.rch1.com/blog/topic/safe-harbor-ira) - [Saver's Match](https://blog.rch1.com/blog/topic/savers-match) - [Security](https://blog.rch1.com/blog/topic/security) - [Small Accounts](https://blog.rch1.com/blog/topic/small-accounts) - [Stale Dated Checks](https://blog.rch1.com/blog/topic/stale-dated-checks) - [Synthetic Tenure](https://blog.rch1.com/blog/topic/synthetic-tenure) - [Uncashed Check Services](https://blog.rch1.com/blog/topic/uncashed-check-services) - [Uncashed Distribution Checks](https://blog.rch1.com/blog/topic/uncashed-distribution-checks) - [Video](https://blog.rch1.com/blog/topic/video) - [Webcast](https://blog.rch1.com/blog/topic/webcast) - [What is a Missing Participant?](https://blog.rch1.com/blog/topic/what-is-a-missing-participant) [Tweets by @RCHConsolidate](https://twitter.com/RCHConsolidate) Posts about # Managed Portability (3) ### Consolidation Corner Blog Consolidation Corner is the Retirement Clearinghouse (RCH) blog, and features the latest articles and bylines from our executives, addressing important retirement savings portability topics. --- Jan 29 2020 ## [The New Age of DC Plan Portability](https://blog.rch1.com/blog/the-new-age-of-dc-plan-portability) ![The New Age](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Other_Generic_Images/The%20New%20Age.png?width=200&name=The%20New%20Age.png)A [recent survey of defined contribution (DC) plan sponsors](https://www.callan.com/wp-content/uploads/2020/01/Callan-2020-DC-Trends-Survey.pdf) found that interest in retaining assets for retirement is on the rise. That finding, paired with [certain provisions of the SECURE Act of 2019](https://thehill.com/opinion/finance/479572-congress-has-welcome-news-for-americans-saving-for-retirement), suggests that DC plans are on a path to becoming “[decumulation vehicles](https://www.plansponsor.com/dc-plans-moving-become-decumulation-vehicles/)” for American retirees. While these developments are encouraging, persistently high levels of cashout leakage, increasing missing participants and other factors produce understandable pessimism regarding the future of DC plans.  [Read More](https://blog.rch1.com/blog/the-new-age-of-dc-plan-portability) Sep 10 2019 ## [Cash-Out Leakage is Still Too High—and Auto Portability can Help](https://blog.rch1.com/blog/cash-out-leakage-is-still-too-high-and-auto-portability-can-help) [![Employee Benefit News Logo](https://blog.rch1.com/hs-fs/hubfs/Publications/EBN/ebnimage.jpg?width=200&name=ebnimage.jpg)](https://www.benefitnews.com/opinion/auto-portability-can-help-401k-cash-out-leakage)401(k) account cash-outs remain a potent threat to Americans’ retirement-readiness and by all accounts the U.S. Department of Labor agrees, having issued its final Prohibited Transaction Exemption (PTE) for auto portability [at the end of July](https://rch1.com/news/press-release--final-exemption-completes-regulatory-framework-for-auto-portability). [Read More](https://blog.rch1.com/blog/cash-out-leakage-is-still-too-high-and-auto-portability-can-help) Jul 17 2018 ## [Regulators and Policy Advocates Focus on Retirement Savings Portability](https://blog.rch1.com/blog/regulators-and-policy-advocates-focus-on-retirement-savings-portability) [![Retirement Savings Portability](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Other_Generic_Images/CC%20Blog%20071718%20TH.png?width=200&name=CC%20Blog%20071718%20TH.png)Research has conclusively demonstrated](https://info.rch1.com/brg-white-paper) that retirement savings portability dramatically reduces 401(k) cashout leakage, preserves retirement savings and reduces the incidence of missing participants. With that in mind, it’s not surprising that recent retirement public policy activities are increasingly focused on various aspects of portability. [Read More](https://blog.rch1.com/blog/regulators-and-policy-advocates-focus-on-retirement-savings-portability) Jun 15 2018 ## [The Missing Piece in 401(k) Retirement Income: Consolidation](https://blog.rch1.com/blog/the-missing-piece-in-retirement-income) ![Missing piece in retirement income: consolidation](https://blog.rch1.com/hs-fs/hubfs/Onedolar.png?width=200&name=Onedolar.png "Missing piece in retirement income: consolidation") As Baby Boomers begin to retire in record numbers, they’re shifting their attention from saving for retirement to the process of decumulation, or converting their 401(k) savings into retirement income. For many Boomers, their current-employer’s 401(k) plan wants to come to the rescue, offering them a dizzying array of retirement income solutions. Unfortunately, as these solutions begin to encounter reality, Boomers are finding that one simple, yet critical element is missing that prevents them from working as intended – the consolidation of their retirement savings. [Read More](https://blog.rch1.com/blog/the-missing-piece-in-retirement-income) May 31 2018 ## [401(k) Consolidation: What Every Plan Sponsor Should Know](https://blog.rch1.com/blog/when-small-accounts-are-a-big-problem-what-every-plan-sponsor-should-know) Plan sponsors intuitively know that an [explosion of small-balance 401(k) accounts](https://blog.rch1.com/blog/the-massive-explosion-of-small-401k-accounts) held by terminated participants can create problems.  Unfortunately, few sponsors are clear on the factors that give rise to small accounts, and fewer still understand how they can utilize consolidation programs to solve the problem. [Read More](https://blog.rch1.com/blog/when-small-accounts-are-a-big-problem-what-every-plan-sponsor-should-know) May 23 2018 ## [Understanding and Solving the Problem of Women’s 401(k) Cashout Leakage](https://blog.rch1.com/blog/understanding-and-solving-the-problem-of-womens-401k-cashout-leakage) ![Solving the problem of women's cashout leakage](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Other_Generic_Images/Blog_Post_Header_Image.png?width=200&name=Blog_Post_Header_Image.png)On May 22nd, at a [Women’s Institute for a Secure Retirement (WISER)](http://www.wiserwomen.org) roundtable addressing strategies, choices and decisions for women’s retirement income, [important new data](https://info.rch1.com/rch-infographic-womens-cashouts-ap-benefits-landing-page) was presented that highlights the challenges faced by women in preserving their 401(k) savings when changing jobs – particularly for women with balances less than $5,000. [Read More](https://blog.rch1.com/blog/understanding-and-solving-the-problem-of-womens-401k-cashout-leakage) May 10 2018 ## [Missing Participants: An Ounce of Prevention Equals a Pound of Cure](https://blog.rch1.com/blog/missing-participants-an-ounce-of-prevention-equals-a-pound-of-cure) ![Ben\_Franklin](https://blog.rch1.com/hs-fs/hubfs/Ben_Franklin.png?width=200&name=Ben_Franklin.png)When Ben Franklin coined the adage “an ounce of prevention is worth a pound of cure” he wasn’t considering the problem of missing participants, but 401(k) plan sponsors would be wise to heed Ben’s sage advice.   Today, plan sponsors face an explosion of [missing participants](https://blog.rch1.com/blog/bringing-clarity-to-the-murky-problem-of-missing-participants), driven by the ongoing adoption of auto enrollment and increasing workforce mobility.  Their problems are further compounded by the administrative burden required to locate them, combined with a regulatory minefield that offers little guidance and is prone to taking inconsistent enforcement actions.   [Read More](https://blog.rch1.com/blog/missing-participants-an-ounce-of-prevention-equals-a-pound-of-cure) Apr 09 2018 ## [America’s Modern Throwaway – 401(k) Retirement Savings](https://blog.rch1.com/blog/why-recycling-is-coming-to-the-american-retirement-industry) ![Retirement Savings 401K Cashout Landfill](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Other_Generic_Images/RS_Landfill.png?width=200&height=127&name=RS_Landfill.png)Following World War II, America saw the rise of a “throwaway” society – consuming, squandering and discarding vast quantities of national resources. Gradually, an awakening occurred as we realized that conservation was a more-sustainable path. Recycling models emerged, and once fully-adopted, they became deeply-ingrained in our psyches and formed a pillar of corporate social responsibility.    [Read More](https://blog.rch1.com/blog/why-recycling-is-coming-to-the-american-retirement-industry) Mar 30 2018 ## [Are you all-in on roll-in?  Encourage new hires to rollover old 401(k) balances into your plan](https://blog.rch1.com/blog/are-you-all-in-on-roll-in) Over the past six years, there’s been a steady drumbeat pointing the way to increased portability and in-plan consolidation (“roll-ins”) as the [next big strategic focus for defined contribution plans.](https://blog.rch1.com/blog/consolidation-the-missing-piece-of-the-retirement-game-plan)    While this path may soon lead to the widespread adoption of [auto portability](https://www.rch1.com/auto-portability), a process that automatically rolls in small balances into a participant's new-employer plan, many plan sponsors are already embracing programs that support roll-ins for all participants, regardless of balance size. [Read More](https://blog.rch1.com/blog/are-you-all-in-on-roll-in) Dec 28 2017 ## [The Most Urgent New Year’s Resolutions for Plan Sponsors](https://blog.rch1.com/blog/the-most-urgent-new-years-resolutions-for-plan-sponsors) ![Three 2018 Resolutions](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/three_2018_resolutions.png?width=200&name=three_2018_resolutions.png "Three 2018 Resolutions")How are you hoping to improve yourself in 2018? The most common New Year’s resolutions usually have to do with personal appearance, health, or behavior—losing weight, exercising more, dieting, quitting smoking, etc. Popular polls indicate that many of us are after a slimmer, fitter body for ourselves after each New Year’s Day. Similarly, defined contribution plan sponsors are likely thinking about how they can make their plans more attractive and streamlined in 2018. [Read More](https://blog.rch1.com/blog/the-most-urgent-new-years-resolutions-for-plan-sponsors) Page: [‹](https://blog.rch1.com/blog/topic/managed-portability/page/2) [1](https://blog.rch1.com/blog) [2](https://blog.rch1.com/blog/topic/managed-portability/page/2) [3](https://blog.rch1.com/blog/topic/managed-portability/page/3) [4](https://blog.rch1.com/blog/topic/managed-portability/page/4) [5](https://blog.rch1.com/blog/topic/managed-portability/page/5) [›](https://blog.rch1.com/blog/topic/managed-portability/page/4) [Tweets by @RCHConsolidate](https://twitter.com/RCHConsolidate) - [Blog](https://blog.rch1.com/blog) - [401k Cash Outs](https://blog.rch1.com/blog/topic/401k-cash-outs) - [401k Consolidation](https://blog.rch1.com/blog/topic/401k-consolidation) - [401k Plan Termination](https://blog.rch1.com/blog/topic/401k-plan-termination) - [America's Mobile Workforce](https://blog.rch1.com/blog/topic/americas-mobile-workforce) - [Assisted Roll-in](https://blog.rch1.com/blog/topic/assisted-roll-in) - [Auto Enrollment](https://blog.rch1.com/blog/topic/auto-enrollment) - [Auto Portability](https://blog.rch1.com/blog/topic/auto-portability) - [Auto Portability Simulation](https://blog.rch1.com/blog/topic/auto-portability-simulation) - [Automatic Roll-In](https://blog.rch1.com/blog/topic/automatic-roll-in) - [Automatic Rollover](https://blog.rch1.com/blog/topic/automatic-rollover) - [Automatic Rollovers](https://blog.rch1.com/blog/topic/automatic-rollovers) - [Boston Research Technologies](https://blog.rch1.com/blog/topic/boston-research-technologies) - [CARES act](https://blog.rch1.com/blog/topic/cares-act) - [Common Mistakes](https://blog.rch1.com/blog/topic/common-mistakes) - [DIY Roll-In](https://blog.rch1.com/blog/topic/diy-roll-in) - [DOL Advisory Opinion](https://blog.rch1.com/blog/topic/dol-advisory-opinion) - [EBRI](https://blog.rch1.com/blog/topic/ebri) - [Employee Benefit News](https://blog.rch1.com/blog/topic/employee-benefit-news) - [ERISA Advisory Council](https://blog.rch1.com/blog/topic/erisa-advisory-council) - [Financial Services Roundtable](https://blog.rch1.com/blog/topic/financial-services-roundtable) - [Financial Wellness](https://blog.rch1.com/blog/topic/financial-wellness) - [How-To](https://blog.rch1.com/blog/topic/how-to) - [In-Plan Consolidation](https://blog.rch1.com/blog/topic/in-plan-consolidation) - [Leakage](https://blog.rch1.com/blog/topic/leakage) - [Lifetime Plan Participation](https://blog.rch1.com/blog/topic/lifetime-plan-participation) - [Lost Participants](https://blog.rch1.com/blog/topic/lost-participants) - [Managed Portability](https://blog.rch1.com/blog/topic/managed-portability) - [Mandatory Distributions](https://blog.rch1.com/blog/topic/mandatory-distributions) - [MarketWatch](https://blog.rch1.com/blog/topic/marketwatch) - [Missing Participant IRA](https://blog.rch1.com/blog/topic/missing-participant-ira) - [Missing Participants](https://blog.rch1.com/blog/topic/missing-participants) - [National Retirement Savings Cash Out Clock](https://blog.rch1.com/blog/topic/national-retirement-savings-cash-out-clock) - [Participant Transition Management](https://blog.rch1.com/blog/topic/participant-transition-management) - [PLANSPONSOR](https://blog.rch1.com/blog/topic/plansponsor) - [Portability Services Network](https://blog.rch1.com/blog/topic/portability-services-network) - [PSCA](https://blog.rch1.com/blog/topic/psca) - [Public Policy](https://blog.rch1.com/blog/topic/public-policy) - [RCH Services](https://blog.rch1.com/blog/topic/rch-services) - [Retirement Income](https://blog.rch1.com/blog/topic/retirement-income) - [Retirement Plan Portability](https://blog.rch1.com/blog/topic/retirement-plan-portability) - [retirement research](https://blog.rch1.com/blog/topic/retirement-research) - [Retirement Savings Consolidation](https://blog.rch1.com/blog/topic/retirement-savings-consolidation) - [Retirement Savings Portability](https://blog.rch1.com/blog/topic/retirement-savings-portability) - [Roll-In](https://blog.rch1.com/blog/topic/roll-in) - [Safe Harbor IRA](https://blog.rch1.com/blog/topic/safe-harbor-ira) - [Saver's Match](https://blog.rch1.com/blog/topic/savers-match) - [Security](https://blog.rch1.com/blog/topic/security) - [Small Accounts](https://blog.rch1.com/blog/topic/small-accounts) - [Stale Dated Checks](https://blog.rch1.com/blog/topic/stale-dated-checks) - [Synthetic Tenure](https://blog.rch1.com/blog/topic/synthetic-tenure) - [Uncashed Check Services](https://blog.rch1.com/blog/topic/uncashed-check-services) - [Uncashed Distribution Checks](https://blog.rch1.com/blog/topic/uncashed-distribution-checks) - [Video](https://blog.rch1.com/blog/topic/video) - [Webcast](https://blog.rch1.com/blog/topic/webcast) - [What is a Missing Participant?](https://blog.rch1.com/blog/topic/what-is-a-missing-participant) [![Retirement Clearinghouse An RLJ Company](https://blog.rch1.com/hs-fs/hubfs/raw_assets/public/Retirement_Clearinghouse_May2022/images/footer_logo.png?width=1000&height=648&name=footer_logo.png "Retirement Clearinghouse An RLJ Company")](https://rch1.com/) 1916 Ayrsley Town Boulevard Suite 200 Charlotte, NC 28273 - [Individuals](https://rch1.com/individuals) - [Plan Sponsors](https://rch1.com/plan-sponsors) - [Auto Portability](https://rch1.com/auto-portability) - [Company](https://rch1.com/company) - [News & Information](https://rch1.com/news) - [Mission](https://rch1.com/company/mission) - [Careers](https://rch1.com/company/careers) - [Contact Us](https://rch1.com/contact-us) - [Logins](https://rch1.com/#) - [Disclosure Central](https://rch1.com/individuals/learning-center/resources-%26-downloads) - [Do Not Sell or Share](https://blog.rch1.com/blog/topic/managed-portability/page/3#decline-cookies) - [My Personal Information](https://blog.rch1.com/blog/topic/managed-portability/page/3#decline-cookies) - - - Individuals should consult their tax advisers or legal counsel for advice and information concerning their particular situation. Retirement Clearinghouse does not give legal, investment, or tax advice. IRA account fees and product information provided by Retirement Clearinghouse, LLC is subject to change without notice at the discretion of the IRA Provider. RCH Shareholder Services is a wholly owned subsidiary of Retirement Clearinghouse, LLC and a registered transfer agent with the U.S. Securities and Exchange Commission. © 2026 Retirement Clearinghouse, LLC. This site is directed at, and made available to, persons in the U.S. and Puerto Rico. [Sitemap](https://rch1.com/sitemap)