--- title: How Does Auto Portability Work? Watch the Video. description: Looking for a quick primer on how auto portability works? Watch the video embedded in this RCH Consolidation Corner article, which walks you through the four-step process. The video also introduces you to the key elements of participant communication that occur along the way. 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[Manage Your RCH IRA Account](https://rch1.com/individuals/manage-your-rch-ira-account) - [Cash Out Calculator](https://rch1.com/individuals/cash-out-calculator) - [RMD Calculator](https://rch1.com/individuals/rmd-calculator) - [Moving Your Retirement Savings Forward](https://rch1.com/individuals/moving-your-retirement-savings-forward) - [Contact us](https://rch1.com/individuals/contact-us) - [Para español](https://rch1.com/individuals/contacto-retirement-clearinghouse) - [Learning Center](https://rch1.com/individuals/learning-center) - [Company](https://rch1.com/company) - [About RCH](https://rch1.com/company/about-rch) - [Mission](https://rch1.com/company/mission) - [Management Team](https://rch1.com/company/management-team) - [Contact RCH](https://rch1.com/contact-us) - [Careers - Job Opportunities](https://rch1.com/company/careers) - [Our Benefits](https://rch1.com/company/our-benefits) - [The RLJ Companies](https://rch1.com/company/the-rlj-companies) - [News & Information](https://rch1.com/news) - 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Watch the Video. #### [By Thomas Hawkins](https://blog.rch1.com/blog/author/thomas-hawkins) | March 20, 2020 [![How AP Works Blog Image](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Other_Generic_Images/How%20AP%20Works%20Blog%20Image.png?width=200&name=How%20AP%20Works%20Blog%20Image.png)](https://youtu.be/Y_XkgyPr7Gk)Looking for a quick primer on how [auto portability](https://rch1.com/auto-portability) works? Watch the video below, which walks you through the four-step process, including: 1. Worker changes jobs 2. Locate new worker's account 3. Match data 4. Savings follow worker The video also introduces the key elements of communication received by participants, including: 1. Mandatory distribution letter (prior to automatic rollover) 2. Welcome letter (after rollover to safe harbor IRA) 3. Consent letter (following the locate-and-match process) 4. Transfer notice (following the movement of funds into the new plan) Enjoy! 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Retirement Clearinghouse does not give legal, investment, or tax advice. IRA account fees and product information provided by Retirement Clearinghouse, LLC is subject to change without notice at the discretion of the IRA Provider. RCH Shareholder Services is a wholly owned subsidiary of Retirement Clearinghouse, LLC and a registered transfer agent with the U.S. Securities and Exchange Commission. © 2026 Retirement Clearinghouse, LLC. This site is directed at, and made available to, persons in the U.S. and Puerto Rico. [Sitemap](https://rch1.com/sitemap)