Blog

Menu

Consolidation Corner Blog

Consolidation Corner is the Retirement Clearinghouse (RCH) blog, and features the latest articles and bylines from our executives, addressing important retirement savings portability topics.


Thomas Hawkins

Picture of
As Senior Vice President of Marketing & Research, Tom Hawkins manages RCH's marketing and research initiatives, including development of original content, RCH's internet presence, digital marketing and industry research.
Find me on:

Recent Posts

Jun
29
2017

Plug the Leaks Before Expanding Access to Defined Contribution Plans

Preserved Savings 401K AccessIn recent months, our attention has been drawn to some deserving public policy initiatives that would dramatically expand access to workplace retirement savings accounts and address the “access gap” encountered by millions of American workers who are presently offered no such option.

Read More
Jun
01
2017

The Fundamentals of 401(k) Cashout Leakage

The Fundamentals of 401(k) Cashout Leakage videoHow Big is the 401(k) Cashout Leakage Problem? We’ve known for some years now that 401(k) cashout leakage is a very big problem, but have lacked a thorough understanding of its many dimensions. 
This video presentation provides viewers with the latest data characterizing the problem of 401(k) cashout leakage, a major challenge that faces 401(k) participants when they change jobs.

Read More
May
12
2017

Announcing the National Retirement Savings Cash Out Clock

National Retierement Savings Cash Out ClockIn 1989, New York real estate developer Seymour Durst wanted to highlight America’s rising national debt, and came up with an idea: the National Debt Clock. Since then, the National Debt Clock has had a physical presence as a billboard near Times Square, serving as a constant reminder to Americans of their government’s ever-growing debt. 

Read More
Apr
24
2017

Why America’s Retirement Savings Needs Recycling

Earth Day Preserve Retirement Stop Cash OutsAs we marked the 47th annual Earth Day on April 22nd, we were once again reminded of the need to protect our environment. This heightened awareness is testament to how far Americans have come in both recognizing and curbing the wasteful, destructive behaviors that emerged in the decades following World War II. Those excesses have given rise to conservation and environmentalism, and were heralded by the first Earth Day in 1970. 

Read More
Mar
30
2017

The African-American Retirement Crisis: How Auto Portability Can Help


The African-American Retirement Crisis: How Auto Portability Can HelpToday, many Americans are hard-pressed to set aside enough savings for a timely or comfortable retirement.   The factors most-often cited as driving the coming “retirement crisis” include longer life expectancies, rising healthcare costs and stagnant incomes. The African-American community faces these same challenges plus other economic headwinds, but with larger hurdles to overcome to secure a comfortable retirement.

Read More
Mar
08
2017

The Fundamentals of Locating Missing Participants

This video presentation is designed to give the viewer a basic understanding of the principles of locating missing participants in 401(k) plans. 

Read More
Feb
27
2017

Big Changes Coming for Small 401(k) Accounts

Speed of Retirement GlacierThe pace of change in today’s world is faster than ever -- and accelerating.  Consider the vast change witnessed by today’s centenarians over the course of their lives – moving from the horse-and-buggy to aviation, moon landings, the Internet and smartphones.

Read More
Feb
09
2017

Uncashed Distribution Checks: An Ounce of Prevention is Worth a Pound of Cure

Uncashed ChecksNow that we’re in the thick of flu season, we’re reminded of Ben Franklin’s famous axiom: “an ounce of prevention is worth a pound of cure.”  A yearly flu shot is perhaps the best example of an effective, preventative action you can take to minimize your odds of catching the flu, and keep you breathing more easily than those who haven’t.

Read More
Jan
24
2017

How to Remove 'Friction' from the 401(k) System

Tales From the Front Lines Part 3 Roll-In Retirement FinanceIn consolidated testimony before the ERISA Advisory Council  on the topic of Participant Plan Transfers and Account Consolidation for the Advancement of Lifetime Plan Participation, EBRI’s Craig Copeland and Retirement Clearinghouse’s Tom Johnson presented “Auto Portability Research & Simulation: Automating Plan-to-Plan Transfers for Small Accounts” – providing the Council with the latest information & research on Auto Portability, as well as describing the present state of plan-to-plan transfers (“roll-ins”).

Read More
Jan
19
2017

The ABCs of Auto Portability

The ABCs of Auto PortabilityWhat is Auto Portability? This video presentation is designed to give the viewer a basic understanding of Auto Portability.

Read More
Page:
« 1 ...
4 5 6 7 8
... 9 »