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Consolidation Corner Blog

Consolidation Corner is the Retirement Clearinghouse (RCH) blog, and features the latest articles and bylines from our executives, addressing important retirement savings portability topics.


Nov
02
2015

Top 5 Mistakes That Participants Make When Changing Jobs

Chris Garza Top 5 Mistakes Participants MakeChris Garza, RCH’s Service and Consolidation Team Manager, provides insight into the top five mistakes that participants make when changing jobs.

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Oct
05
2015

Let a Roll-In Increase Your Retirement Income

MarketWatchIn his 10/2/15 MarketWatch article Let a Roll-in Increase Your Retirement Income, RCH President & CEO J. Spencer Williams advises retirement savers to bring their savings with them, vs. leaving their accounts behind -- or worse, cashing out.

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Sep
15
2015

Think Twice Before Consolidating Your 401(k) Accounts on Your Own!

I can still vividly recall the summer afternoon that my mom burst through our front door, anxiously asking where my little sister was.  I was 10 at the time, and my sister was 7.  “She’s in the backyard with her friends….why do you ask?”  One look out the window gave me the answer: our next door neighbor had been changing his oil, when the car slipped off the jack, crushing him beneath its weight.   

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Jul
30
2015

Leaving Your 401(k) Savings Behind Will Cost You!

MarketWatchLeaving Your Retirement Savings Behind When You Change Jobs Will Cost You!

In his July 30th, 2015 MarketWatch article titled, Leaving Your 401K Behind When Changing Jobs Will Cost You, RCH’s CEO Spencer Williams gives sage advice to America’s mobile workforce, urging job-changing retirement savers to take the initiative and to consolidate their retirement savings.

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Jul
27
2015

Consolidation: The Missing Piece of the Retirement Game Plan

Today, it’s a commonly-accepted practice for plan sponsors to focus on three major initiatives in order to promote retirement adequacy: participation, saving and diversification. While these concepts are proven, the emerging best practice is to incorporate the principle of consolidation, so that plan sponsors will begin to focus on participation, consolidation, saving and diversification.

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Feb
17
2015

DIY Plan-To-Plan Portability Is Harder Than You Think

Employee Benefit NewsHave you ever tried to fix a leaky kitchen faucet yourself? If so, the task probably seemed simple at the outset. However, if you’re not an experienced plumber, you may have inadvertently compounded the small problem of a leak — perhaps by over-tightening a nut, pinching the washer, stripping the threads, or worst of all, splitting the pipe — and unintentionally made the situation worse, as well as expensive to fix.

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Jan
11
2015

Add ‘Consolidation’ To The Script For Improving Plan Metrics

Employee Benefit NewsInitiatives by employers to drive up savings and enrollment in their retirement plans over the past decade have generally followed the same three-pronged approach — participate, save, diversify.

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