--- title: RCH Consolidation Corner | Automatic Rollovers (6) description: Automatic Rollovers | Keep up to date on all of the latest industry news with RCH1 (6) --- [![Retirement Clearinghouse Logo](https://blog.rch1.com/hs-fs/hubfs/raw_assets/public/Retirement_Clearinghouse_May2022/images/logo.png?width=1000&height=648&name=logo.png "Retirement Clearinghouse Logo")](https://rch1.com/) [Privacy Policy](https://securities.rch1.com/common/PrivacyStatement.pdf) [Sponsors/Service Providers](https://rch1.com/plan-sponsors) [Individuals](https://rch1.com/individuals) [Login](https://rch1.com/#) - [Home](https://rch1.com/home-page) - [Individuals](https://rch1.com/individuals) - [Individuals Home](https://rch1.com/individuals/individuals-home) - [Who is RCH?](https://rch1.com/individuals/who-is-rch) - [Why Does RCH Have My Retirement Savings?](https://rch1.com/individuals/why-does-rch-have-my-retirement-funds) - [Manage Your RCH IRA Account](https://rch1.com/individuals/manage-your-rch-ira-account) - 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[Roll-In](https://blog.rch1.com/blog/topic/roll-in) - [Safe Harbor IRA](https://blog.rch1.com/blog/topic/safe-harbor-ira) - [Saver's Match](https://blog.rch1.com/blog/topic/savers-match) - [Security](https://blog.rch1.com/blog/topic/security) - [Small Accounts](https://blog.rch1.com/blog/topic/small-accounts) - [Stale Dated Checks](https://blog.rch1.com/blog/topic/stale-dated-checks) - [Synthetic Tenure](https://blog.rch1.com/blog/topic/synthetic-tenure) - [Uncashed Check Services](https://blog.rch1.com/blog/topic/uncashed-check-services) - [Uncashed Distribution Checks](https://blog.rch1.com/blog/topic/uncashed-distribution-checks) - [Video](https://blog.rch1.com/blog/topic/video) - [Webcast](https://blog.rch1.com/blog/topic/webcast) - [What is a Missing Participant?](https://blog.rch1.com/blog/topic/what-is-a-missing-participant) [Tweets by @RCHConsolidate](https://twitter.com/RCHConsolidate) Posts about # Automatic Rollovers (6) ### Consolidation Corner Blog Consolidation Corner is the Retirement Clearinghouse (RCH) blog, and features the latest articles and bylines from our executives, addressing important retirement savings portability topics. --- Apr 24 2017 ## [Why America’s Retirement Savings Needs Recycling](https://blog.rch1.com/blog/why-americas-retirement-savings-needs-recycling) ![Earth Day Preserve Retirement Stop Cash Outs](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Other_Generic_Images/Earth_Day_Stop_Cashouts.png?width=200&name=Earth_Day_Stop_Cashouts.png "Earth Day Preserve Retirement Stop Cash Outs")As we marked the 47th annual [Earth Day](http://www.earthday.org)on April 22nd, we were once again reminded of the need to protect our environment. This heightened awareness is testament to how far Americans have come in both recognizing and curbing the wasteful, destructive behaviors that emerged in the decades following World War II. Those excesses have given rise to conservation and environmentalism, and were heralded by the first Earth Day in 1970.  [Read More](https://blog.rch1.com/blog/why-americas-retirement-savings-needs-recycling) Mar 30 2017 ## [The African-American Retirement Crisis: How Auto Portability Can Help](https://blog.rch1.com/blog/african-american-retirement-crisis-how-auto-portability-can-help) ![The African-American Retirement Crisis: How Auto Portability Can Help](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Other_Generic_Images/AA_Retirement_Crisis.png?width=200&name=AA_Retirement_Crisis.png "The African-American Retirement Crisis: How Auto Portability Can Help")Today, many Americans are hard-pressed to set aside enough savings for a timely or comfortable retirement.   The factors most-often cited as driving the coming “retirement crisis” include longer life expectancies, rising healthcare costs and stagnant incomes. The African-American community faces these same challenges plus other economic headwinds, but with larger hurdles to overcome to secure a comfortable retirement. [Read More](https://blog.rch1.com/blog/african-american-retirement-crisis-how-auto-portability-can-help) Mar 14 2017 ## [The Stealth Solution to America’s Retirement Savings Crisis](https://blog.rch1.com/blog/the-stealth-solution-to-americas-retirement-savings-crisis) ![Auto Portability Radar Screen](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Other_Generic_Images/radar_screen.png?width=200&name=radar_screen.png "Auto Portability Radar Screen")Over the past year, the Department of Labor’s Fiduciary Rule has been highly-visible, presenting major ramifications for the retirement industry and looming large on the radar screens of retirement services providers.   The underlying rationale for the rule, as stated by the Obama administration in an April 6, 2016 [press briefing](https://obamawhitehouse.archives.gov/the-press-office/2016/04/06/fact-sheet-middle-class-economics-strengthening-retirement-security), was to save retirement investors $17 billion per year in lost retirement savings that result from conflicts of interest in retirement advice. Certainly, anything that protects $17 billion in retirement savings is a worthy goal, if it helps more Americans meet their retirement income needs. However, there’s a larger hole in our retirement system – cash-out leakage – that inflicts far greater harm to American retirement savers, yet this threat continues to fly beneath our collective radar.    [Read More](https://blog.rch1.com/blog/the-stealth-solution-to-americas-retirement-savings-crisis) Feb 27 2017 ## [Big Changes Coming for Small 401(k) Accounts](https://blog.rch1.com/blog/big-changes-coming-for-small-401k-accounts) ![Speed of Retirement Glacier](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Consolidation_Corner/Speed_of_Retirement.jpg?width=200&name=Speed_of_Retirement.jpg "Speed of Retirement Glacier")The pace of change in today’s world is faster than ever -- and accelerating.  Consider the vast change witnessed by today’s centenarians over the course of their lives – moving from the horse-and-buggy to aviation, moon landings, the Internet and smartphones. [Read More](https://blog.rch1.com/blog/big-changes-coming-for-small-401k-accounts) Feb 16 2017 ## [Incubate Small Retirement Accounts, Don’t Throw Them Away](https://blog.rch1.com/blog/incubate-small-retirement-accounts-dont-throw-them-away) ![Auto Portability Win-Win Solution](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Consolidation_Corner/win-win.png?width=200&name=win-win.png "Auto Portability Win-Win Solution")On February 3rd, the [U.S. Chamber of Commerce](https://www.uschamber.com), the world’s largest business federation representing the interests of more than 3 million businesses, released [Securing America’s Retirement](http://www.centerforcapitalmarkets.com/wp-content/uploads/2013/08/US-Chamber-Securing-Americas-Retirement-A-Legislative-Roadmap.pdf?x48633), their legislative roadmap aimed at strengthening the U.S. retirement system. The Chamber’s goals are admirable. [Read More](https://blog.rch1.com/blog/incubate-small-retirement-accounts-dont-throw-them-away) Aug 09 2016 ## [Why Small Balance Cash Outs Are Falling Through the Cracks](https://blog.rch1.com/blog/why-small-balance-cash-outs-are-falling-through-the-cracks) ![Market Share by Numbers](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Other_Generic_Images/SBCOfall.jpg?width=200&name=SBCOfall.jpg "Market Share by Numbers")According to the recently released [2016 Willis Towers Watson U.S. Retirement Governance Survey](https://www.willistowerswatson.com/en/insights/2016/05/strategies-in-retirement-plan-governance), a major trend in retirement plan governance is the growing concern employers have for employees’ retirement benefit adequacy and financial well-being. To address this concern, sponsors indicated plans to increase monitoring of participant behaviors, using metrics such as plan participation and contribution rates, as well as carefully tracking the performance of their plans’ investment managers. [Read More](https://blog.rch1.com/blog/why-small-balance-cash-outs-are-falling-through-the-cracks) Jul 01 2016 ## [When it Comes to Saving for Retirement, Millennials Can Learn from Baby Boomers’ Mistakes](https://blog.rch1.com/blog/when-it-comes-to-saving-for-retirement-millennials-can-learn-from-baby-boomers-mistakes) [![MarketWatch](https://blog.rch1.com/hs-fs/hubfs/Publications/MarketWatch/Logo/marketwatch-logo2.jpg?width=200&name=marketwatch-logo2.jpg "MarketWatch")](https://www.marketwatch.com/story/millennials-can-save-more-for-retirement-by-learning-from-baby-boomers-mistakes-2016-06-30)In his 6/30/16 MarketWatch article, RCH President and CEO [Spencer Williams](https://www.rch1.com/corporate-profile/management-team/j-spencer-williamsfounder-president-and-ceo) suggests an inter-generational dialogue on the pitfalls to avoid when saving for retirement. [Read More](https://blog.rch1.com/blog/when-it-comes-to-saving-for-retirement-millennials-can-learn-from-baby-boomers-mistakes) Jun 21 2016 ## [Calls for Portability Solutions to Curb Cash Out Leakage Growing Louder](https://blog.rch1.com/blog/calls-for-portability-solutions-to-curb-cash-out-leakage-growing-louder) ![Washington DC USA](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Other_Generic_Images/DC.jpg?width=200&name=DC.jpg "Washington DC USA")Cash out leakage – the premature withdrawal of retirement savings for non-retirement expenses – is a persistent problem in the retirement industry, and growing more pervasive as employee mobility increases. [Read More](https://blog.rch1.com/blog/calls-for-portability-solutions-to-curb-cash-out-leakage-growing-louder) Jun 16 2016 ## [Interesting Finding Emerges from the Auto Portability Simulation](https://blog.rch1.com/blog/interesting-finding-emerges-from-the-auto-portability-simulation) ![EBRI](https://blog.rch1.com/hs-fs/hubfs/Publications/EBRI/EBRIlogo.jpg?width=200&name=EBRIlogo.jpg "EBRI")When the Auto Portability Simulation (APS) model was recently unveiled at EBRI’s 78th Policy Forum, a lot of attention was paid to the “marquee” numbers, and rightly so.  I’m referring here to the $154 billion reduction in cashout leakage, as well as the $115 billion increase in plan-to-plan roll-ins that occur under the adoption of Auto Portability.  [Read More](https://blog.rch1.com/blog/interesting-finding-emerges-from-the-auto-portability-simulation) May 20 2016 ## [Auto Portability Simulation Model Unveiled at 78th EBRI Policy Forum](https://blog.rch1.com/blog/auto-portability-simulation-model-unveiled-at-ebri-forum)  ![EBRI](https://blog.rch1.com/hs-fs/hubfs/Publications/EBRI/EBRIlogo.jpg?width=200&name=EBRIlogo.jpg "EBRI")On May 12th, Retirement Clearinghouse President & CEO[J. Spencer Williams](https://www.rch1.com/corporate-profile/management-team/j-spencer-williamspresident-and-ceo) unveiled the[Auto Portability Simulation](https://info.rch1.com/auto-portability-simulation-ebri-policy-forum)(APS) at the[Employee Benefit Research Institute's](http://ebri.org) 78th Policy Forum. The APS was developed by Retirement Clearinghouse in conjunction with Dr. Ricki Ingalls, Chair of Computer Information Systems at Texas State University, and Principal at Diamond Head Associates, Inc. [Read More](https://blog.rch1.com/blog/auto-portability-simulation-model-unveiled-at-ebri-forum) Page: [‹](https://blog.rch1.com/blog/topic/automatic-rollovers/page/5) [4](https://blog.rch1.com/blog/topic/automatic-rollovers/page/4) [5](https://blog.rch1.com/blog/topic/automatic-rollovers/page/5) [6](https://blog.rch1.com/blog/topic/automatic-rollovers/page/6) [7](https://blog.rch1.com/blog/topic/automatic-rollovers/page/7) [8](https://blog.rch1.com/blog/topic/automatic-rollovers/page/8) [›](https://blog.rch1.com/blog/topic/automatic-rollovers/page/7) [Tweets by @RCHConsolidate](https://twitter.com/RCHConsolidate) - [Blog](https://blog.rch1.com/blog) - [401k Cash Outs](https://blog.rch1.com/blog/topic/401k-cash-outs) - [401k Consolidation](https://blog.rch1.com/blog/topic/401k-consolidation) - [401k Plan Termination](https://blog.rch1.com/blog/topic/401k-plan-termination) - [America's Mobile Workforce](https://blog.rch1.com/blog/topic/americas-mobile-workforce) - [Assisted Roll-in](https://blog.rch1.com/blog/topic/assisted-roll-in) - 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