--- title: RCH Consolidation Corner | Auto Portability (11) description: Auto Portability | Keep up to date on all of the latest industry news with RCH1 (11) --- [![Retirement Clearinghouse Logo](https://blog.rch1.com/hs-fs/hubfs/raw_assets/public/Retirement_Clearinghouse_May2022/images/logo.png?width=1000&height=648&name=logo.png "Retirement Clearinghouse Logo")](https://rch1.com/) [Privacy Policy](https://securities.rch1.com/common/PrivacyStatement.pdf) [Sponsors/Service Providers](https://rch1.com/plan-sponsors) [Individuals](https://rch1.com/individuals) [Login](https://rch1.com/#) - [Home](https://rch1.com/home-page) - [Individuals](https://rch1.com/individuals) - [Individuals Home](https://rch1.com/individuals/individuals-home) - [Who is RCH?](https://rch1.com/individuals/who-is-rch) - [Why Does RCH Have My Retirement Savings?](https://rch1.com/individuals/why-does-rch-have-my-retirement-funds) - [Manage Your RCH IRA Account](https://rch1.com/individuals/manage-your-rch-ira-account) - 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[Roll-In](https://blog.rch1.com/blog/topic/roll-in) - [Safe Harbor IRA](https://blog.rch1.com/blog/topic/safe-harbor-ira) - [Saver's Match](https://blog.rch1.com/blog/topic/savers-match) - [Security](https://blog.rch1.com/blog/topic/security) - [Small Accounts](https://blog.rch1.com/blog/topic/small-accounts) - [Stale Dated Checks](https://blog.rch1.com/blog/topic/stale-dated-checks) - [Synthetic Tenure](https://blog.rch1.com/blog/topic/synthetic-tenure) - [Uncashed Check Services](https://blog.rch1.com/blog/topic/uncashed-check-services) - [Uncashed Distribution Checks](https://blog.rch1.com/blog/topic/uncashed-distribution-checks) - [Video](https://blog.rch1.com/blog/topic/video) - [Webcast](https://blog.rch1.com/blog/topic/webcast) - [What is a Missing Participant?](https://blog.rch1.com/blog/topic/what-is-a-missing-participant) [Tweets by @RCHConsolidate](https://twitter.com/RCHConsolidate) Posts about # Auto Portability (11) ### Consolidation Corner Blog Consolidation Corner is the Retirement Clearinghouse (RCH) blog, and features the latest articles and bylines from our executives, addressing important retirement savings portability topics. --- Aug 02 2021 ## [Senate Hearing Reveals Large Employer Support for Auto Portability](https://blog.rch1.com/blog/senate-hearing-reveals-large-employer-support-for-auto-portability) ![Senate\_Finance\_RSP](https://blog.rch1.com/hs-fs/hubfs/Senate_Finance_RSP.png?width=200&name=Senate_Finance_RSP.png)During testimony in a July 28th hearing held by the Senate Finance Committee ([Building on Bipartisan Retirement Legislation: How Can Congress Help?](https://www.finance.senate.gov/hearings/building-on-bipartisan-retirement-legislation-how-can-congress-help)), [Aliya Robinson](https://www.eric.org/newsroom/staff-bios/), Senior Vice President of Retirement and Compensation Policy for the [ERISA Advisory Committee (ERIC)](https://www.eric.org/), twice voiced her support for [auto portability](https://rch1.com/auto-portability), the new plan feature that automatically moves small balances to the new employer’s plan when participants change jobs. [Read More](https://blog.rch1.com/blog/senate-hearing-reveals-large-employer-support-for-auto-portability) Jul 19 2021 ## [Five Misconceptions About Automatic Rollovers](https://blog.rch1.com/blog/five-misconceptions-about-automatic-rollovers) ![Video\_Splash](https://blog.rch1.com/hs-fs/hubfs/Video_Splash.png?width=200&name=Video_Splash.png)Most agree – automatic rollover programs can help plan sponsors deal with problems associated with small-balance accounts, including: - High levels of missing participants - Increased administrative costs and workload - Increased recordkeeping fees - Lower average account balances [Read More](https://blog.rch1.com/blog/five-misconceptions-about-automatic-rollovers) Jul 12 2021 ## [So Happy Together: Auto Portability & Authorized Portability](https://blog.rch1.com/blog/so-happy-together-auto-portability-and-authorized-portability) ![So Happy Together](https://blog.rch1.com/hs-fs/hubfs/So%20Happy%20Together.png?width=200&name=So%20Happy%20Together.png)When [auto portability](https://rch1.com/auto-portability) becomes ubiquitous in America’s 401(k) system, it will herald 100% fully automated, end-to-end portability for all small-balance job-changers.   [Read More](https://blog.rch1.com/blog/so-happy-together-auto-portability-and-authorized-portability) Jul 07 2021 ## [Don’t Relegate Lost & Missing Accounts to the Lost & Found—Consolidate Them in the Retirement System](https://blog.rch1.com/blog/dont-relegate-lost-and-missing-accounts-to-the-lost-and-found-consolidate-them-in-the-retirement-system) [![Employee Benefit News](https://blog.rch1.com/hs-fs/hubfs/Publications/EBN/ebnimage.jpg?width=200&name=ebnimage.jpg "Employee Benefit News")](https://www.benefitnews.com/advisers/opinion/consolidate-retirement-accounts-to-boost-savings)The Securing a Strong Retirement Act of 2021, nicknamed the “SECURE ([Setting Every Community Up for Retirement Enhancement](https://www.benefitnews.com/opinion/mitigating-covid-19s-catastrophic-impact-on-retirement-readiness)) Act 2.0,” was passed unanimously by the House Ways and Means Committee, and many expect the bill to pass the full House of Representatives. [Read More](https://blog.rch1.com/blog/dont-relegate-lost-and-missing-accounts-to-the-lost-and-found-consolidate-them-in-the-retirement-system) Jul 01 2021 ## [A Happy Ending for Consenting 401(k) Participants](https://blog.rch1.com/blog/a-happy-ending-for-consenting-401k-participants) ![Happy Ending](https://blog.rch1.com/hs-fs/hubfs/Happy%20Ending.png?width=200&name=Happy%20Ending.png)For consenting 401(k) participants, it seems that “happy endings” are possible. New, compelling data from an ongoing program of portability for small-balance 401(k) job-changers illustrates the effectiveness and appeal of seamless portability, revealing broader implications for [auto portability](https://rch1.com/auto-portability) and for all job-changing 401(k) participants, regardless of balance. [Read More](https://blog.rch1.com/blog/a-happy-ending-for-consenting-401k-participants) Jun 14 2021 ## [401(k) Retirement Savings: More ‘Gone’ Than ‘Forgotten’](https://blog.rch1.com/blog/401k-retirement-savings-more-gone-than-forgotten) ![More Gone than Forgotten](https://blog.rch1.com/hs-fs/hubfs/More%20Gone%20than%20Forgotten.jpg?width=200&name=More%20Gone%20than%20Forgotten.jpg)[Draft SECURE 2.0 legislation](https://401kspecialistmag.com/the-strong-case-for-a-retirement-savings-lost-and-found/) that provides for a PBGC-based Retirement Savings Office of the Lost and Found, along with the May release of a [drama-laden white paper](https://401kspecialistmag.com/more-than-a-trillion-dollars-stuck-in-forgotten-401ks/), could leave casual observers with the mistaken impression there is a massive problem with “forgotten” 401(k) accounts.   [Read More](https://blog.rch1.com/blog/401k-retirement-savings-more-gone-than-forgotten) Jun 03 2021 ## [Re-Securing the Highest Purpose for a Retirement Savings Lost & Found](https://blog.rch1.com/blog/re-securing-the-highest-purpose-for-a-retirement-savings-lost-found) ![Highest Purpose](https://blog.rch1.com/hs-fs/hubfs/Highest%20Purpose.png?width=200&name=Highest%20Purpose.png)Past proposals for an Office of the Retirement Savings Lost and Found (“Lost & Found”) offered good examples of how the federal government could serve an important, ancillary role alongside the private sector in our nation’s 401(k) system. [Read More](https://blog.rch1.com/blog/re-securing-the-highest-purpose-for-a-retirement-savings-lost-found) May 17 2021 ## [Leakage and Auto Portability Featured at Senate HELP Committee Hearing](https://blog.rch1.com/blog/leakage-and-auto-portability-featured-at-senate-help-committee-hearing) ![Senate\_HELP\_RSP](https://blog.rch1.com/hs-fs/hubfs/Senate_HELP_RSP.png?width=200&name=Senate_HELP_RSP.png)On May 13, 2021, the [U.S. Senate’s Committee on Health, Education, Labor and Pensions](https://www.help.senate.gov/) (HELP) held its first [hearing on retirement security](https://www.help.senate.gov/hearings/retirement-security-building-a-better-future) since 2013. With testimony from a blue-ribbon panel of witnesses, the hearing had a broad focus, but the topic of retirement savings leakage, and its most-promising solution, [auto portability](https://rch1.com/auto-portability), were prominently featured. [Read More](https://blog.rch1.com/blog/leakage-and-auto-portability-featured-at-senate-help-committee-hearing) May 12 2021 ## [A Big Problem: Another Leakage Study Reaches the Same Conclusion](https://blog.rch1.com/blog/a-big-problem-another-leakage-study-reaches-the-same-conclusion) ![Cashout\_Leakage\_Dam](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Other_Generic_Images/Cashout_Leakage_Dam.png?width=200&name=Cashout_Leakage_Dam.png)Arriving with little fanfare, a recent study prepared by the Staff of the [Joint Committee on Taxation](https://www.jct.gov/), a nonpartisan committee of the United States Congress, confirms the findings of earlier research on cashout leakage – namely, that cashout leakage is a big problem, is driven by job changing, and is exacerbated by "forced distributions and \[a lack of\] portability of plans.” [Read More](https://blog.rch1.com/blog/a-big-problem-another-leakage-study-reaches-the-same-conclusion) Apr 22 2021 ## [The Case for Auto Portability Gets Stronger](https://blog.rch1.com/blog/the-case-for-auto-portability-gets-stronger) ![The Case for Auto Portability Gets Stronger](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Other_Generic_Images/epic_handshake.jpg?width=200&name=epic_handshake.jpg)The case for [auto portability](https://rch1.com/auto-portability), the new 401(k) plan default feature that automatically transfers small-balance retirement savings when participants change jobs, has always been strong. Now, with the April 22nd release of EBRI’s 31st Annual Retirement Confidence Survey (RCS), the case has grown stronger.   [Read More](https://blog.rch1.com/blog/the-case-for-auto-portability-gets-stronger) Page: [‹](https://blog.rch1.com/blog/topic/auto-portability/page/10) [9](https://blog.rch1.com/blog/topic/auto-portability/page/9) [10](https://blog.rch1.com/blog/topic/auto-portability/page/10) [11](https://blog.rch1.com/blog/topic/auto-portability/page/11) [12](https://blog.rch1.com/blog/topic/auto-portability/page/12) [13](https://blog.rch1.com/blog/topic/auto-portability/page/13) [›](https://blog.rch1.com/blog/topic/auto-portability/page/12) [Tweets by @RCHConsolidate](https://twitter.com/RCHConsolidate) - [Blog](https://blog.rch1.com/blog) - [401k Cash Outs](https://blog.rch1.com/blog/topic/401k-cash-outs) - [401k Consolidation](https://blog.rch1.com/blog/topic/401k-consolidation) - [401k Plan Termination](https://blog.rch1.com/blog/topic/401k-plan-termination) - [America's Mobile Workforce](https://blog.rch1.com/blog/topic/americas-mobile-workforce) - 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