--- title: RCH Consolidation Corner | Thomas Hawkins (2) description: As Retirement Clearinghouse's Senior Vice President & Chief Marketing Officer, Tom Hawkins oversees RCH's marketing and research initiatives, including development of original content, RCH's internet presence, digital marketing and industry research, and is a Certified Blockchain Expert. (2) --- [![Retirement Clearinghouse Logo](https://blog.rch1.com/hs-fs/hubfs/raw_assets/public/Retirement_Clearinghouse_May2022/images/logo.png?width=1000&height=648&name=logo.png "Retirement Clearinghouse Logo")](https://rch1.com/) [Privacy Policy](https://securities.rch1.com/common/PrivacyStatement.pdf) [Sponsors/Service Providers](https://rch1.com/plan-sponsors) [Individuals](https://rch1.com/individuals) [Login](https://rch1.com/#) - [Home](https://rch1.com/home-page) - [Individuals](https://rch1.com/individuals) - [Individuals Home](https://rch1.com/individuals/individuals-home) - [Who is RCH?](https://rch1.com/individuals/who-is-rch) - [Why Does RCH Have My Retirement Savings?](https://rch1.com/individuals/why-does-rch-have-my-retirement-funds) - [Manage Your RCH IRA Account](https://rch1.com/individuals/manage-your-rch-ira-account) - [Cash Out Calculator](https://rch1.com/individuals/cash-out-calculator) - [Moving Your Retirement Savings Forward](https://rch1.com/individuals/moving-your-retirement-savings-forward) - 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[Regulatory Information](https://rch1.com/auto-portability/regulatory-information) - [Enabling Regulation](https://rch1.com/auto-portability/regulatory-information/enabling-regulation) - [Participating Recordkeepers](https://rch1.com/auto-portability/regulatory-information/participating-recordkeepers) - [Auto Portability Plan Calculator](https://rch1.com/auto-portability/plan-calculator) - [National Cash Out Clock](https://rch1.com/auto-portability/national-cash-out-clock) - [Downloads & Video](https://rch1.com/auto-portability/downloads-video) - [Get Updates on Auto Portability](https://rch1.com/auto-portability/get-updates-on-auto-portability) - [Plan Sponsors](https://rch1.com/plan-sponsors) - [The Small Account Problem](https://rch1.com/plan-sponsors) - [RCH Portability Services](https://rch1.com/plan-sponsors/rch-portability-services) - [Plan Sponsor Support](https://rch1.com/plan-sponsors/rch-client-services) - [The Missing Participant Problem](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants) - [What is a Missing Participant?](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/what-is-a-missing-participant) - [Why Plan Sponsors Should be Concerned](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/why-plan-sponsors-should-be-concerned) - [What Causes Missing Participants?](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/what-causes-missing-participants) - [The Magnitude of the Problem](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/the-magnitude-of-the-missing-participant-problem) - [What Regulations Apply to Missing Participants?](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/what-regulations-apply-to-missing-participants) - [Sources of Uncertainty for Plan Sponsors](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/sources-of-uncertainty-for-plan-sponsors) - [Best Practices for Finding Missing Participants](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/best-practices-for-finding-missing-participants) - [What to Look For in a Search Service](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/what-to-look-for-in-a-missing-participant-search-service) - [Learn More About Missing Participants](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/learn-more-about-missing-participants) - [RCH's Missing Participant Search Service](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants/the-rch-missing-participant-search-service) - [Terminating 401(k) Plans](https://rch1.com/plan-sponsors/terminating-a-401k-plan) - [Why 401(k) Plans Terminate](https://rch1.com/plan-sponsors/terminating-a-401k-plan/why-do-401k-plans-terminate) - [The Process for Terminating 401(k) Plans](https://rch1.com/plan-sponsors/terminating-a-401k-plan/what-is-the-process-for-terminating-a-401k-plan) - [Common Mistakes Sponsors Make](https://rch1.com/plan-sponsors/terminating-a-401k-plan/what-mistakes-do-plan-sponsors-make-when-terminating-401k-plans) - [What to Look for in a Service Provider](https://rch1.com/plan-sponsors/terminating-a-401k-plan/what-to-look-for-in-a-terminating-401k-service-provider) - [Get More Information](https://rch1.com/plan-sponsors/terminating-a-401k-plan/get-more-information-on-terminating-plans) - [RCH's Terminating Plan Service](https://rch1.com/plan-sponsors/terminating-a-401k-plan/plan-termination-services) - [Participant Testimonials](https://rch1.com/plan-sponsors/participant-testimonials) - [Due Diligence Material](https://rch1.com/plan-sponsors/due-diligence-material) - [Contact Us](https://rch1.com/plan-sponsors/contact-us) - [Accountholders](https://rch1.com/individuals) - [Individuals Home](https://rch1.com/individuals) - [Who is RCH?](https://rch1.com/individuals/who-is-rch) - [Why Does RCH Have My Retirement Savings?](https://rch1.com/individuals/why-does-rch-have-my-retirement-funds) - [Manage Your RCH IRA Account](https://rch1.com/individuals/manage-your-rch-ira-account) - [Cash Out Calculator](https://rch1.com/individuals/cash-out-calculator) - 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[Consolidation Corner Channel](https://rch1.com/consolidation-corner-channel) - [Events](https://rch1.com/events) - [Login](https://rch1.com/#) ## Search Our Site Close Quicklinks - [Individuals](https://rch1.com/individuals) - [Individuals Home](https://rch1.com/individuals/individuals-home) - [Who is RCH?](https://rch1.com/individuals/who-is-rch) - [Why Does RCH Have My Retirement Funds?](https://rch1.com/individuals/why-does-rch-have-my-retirement-funds) - [Manage Your RCH IRA Account](https://rch1.com/individuals/manage-your-rch-ira-account) - [Cash Out Calculator](https://rch1.com/individuals/cash-out-calculator) - [Moving Your Retirement Savings Forward](https://rch1.com/individuals/moving-your-retirement-savings-forward) - [Contact Us](https://rch1.com/individuals/contact-us) - [Para español](https://rch1.com/individuals/contacto-retirement-clearinghouse) - [Learning Center](https://rch1.com/individuals/learning-center) - [Auto Portability](https://rch1.com/auto-portability) - [Auto Portability Overview](https://rch1.com/auto-portability/auto-portability-overview) - [Auto Portability FAQs](https://rch1.com/auto-portability/frequently-asked-questions) - [Recent Developments](https://rch1.com/auto-portability/recent-developments) - [Foundational Research](https://rch1.com/auto-portability/foundational-research) - [Public Policy](https://rch1.com/auto-portability/public-policy) - [Media Coverage](https://rch1.com/auto-portability/media-coverage) - [Press Releases](https://rch1.com/auto-portability/press-releases--auto-portability) - [Regulatory Information](https://rch1.com/auto-portability/regulatory-information) - [The RCH Auto Portability Plan Calculator](https://rch1.com/auto-portability/plan-calculator) - [National Cash Out Clock](https://rch1.com/auto-portability/national-cash-out-clock) - [Downloads & Video](https://rch1.com/auto-portability/downloads-video) - [Get Updates on Auto Portability](https://rch1.com/auto-portability/get-updates-on-auto-portability) - [Plan Sponsors](https://rch1.com/plan-sponsors) - [The Small Account Problem](https://rch1.com/plan-sponsors/sponsors-home) - [RCH Portability Services](https://rch1.com/plan-sponsors/rch-portability-services) - [RCH Client Services](https://rch1.com/plan-sponsors/rch-client-services) - [Addressing the Problem of Missing Participants](https://rch1.com/plan-sponsors/addressing-the-problem-of-missing-participants) - [Terminating 401(k) Plans](https://rch1.com/plan-sponsors/terminating-a-401k-plan) - [Participant Testimonials](https://rch1.com/plan-sponsors/participant-testimonials) - [Due Diligence Material](https://rch1.com/plan-sponsors/due-diligence-material) - [Contact Us](https://rch1.com/plan-sponsors/contact-us) - [Accountholders](https://rch1.com/individuals) - [Individuals Home](https://rch1.com/individuals) - [Who is RCH?](https://rch1.com/individuals/who-is-rch) - [Why Does RCH Have My Retirement Savings?](https://rch1.com/individuals/why-does-rch-have-my-retirement-funds) - [Manage Your RCH IRA Account](https://rch1.com/individuals/manage-your-rch-ira-account) - [Cash Out Calculator](https://rch1.com/individuals/cash-out-calculator) - [RMD Calculator](https://rch1.com/individuals/rmd-calculator) - [Moving Your Retirement Savings Forward](https://rch1.com/individuals/moving-your-retirement-savings-forward) - [Contact us](https://rch1.com/individuals/contact-us) - [Para español](https://rch1.com/individuals/contacto-retirement-clearinghouse) - [Learning Center](https://rch1.com/individuals/learning-center) - [Company](https://rch1.com/company) - [About RCH](https://rch1.com/company/about-rch) - [Mission](https://rch1.com/company/mission) - [Management Team](https://rch1.com/company/management-team) - [Contact RCH](https://rch1.com/contact-us) - [Careers - Job Opportunities](https://rch1.com/company/careers) - [Our Benefits](https://rch1.com/company/our-benefits) - [The RLJ Companies](https://rch1.com/company/the-rlj-companies) - [News & Information](https://rch1.com/news) - [News](https://rch1.com/news) - [Press Releases](https://rch1.com/press-releases) - [Thought Leadership](https://rch1.com/thought-leadership) - [Consolidation Corner Blog](https://rch1.com/blog) - [Consolidation Corner Channel](https://rch1.com/consolidation-corner-channel) - [Events](https://rch1.com/events) - [Auto Portability](https://rch1.com/auto-portability) ![Thomas Hawkins](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Headshots/RCH_Employees/TH_Portrait_Color_Large.png?width=200&name=TH_Portrait_Color_Large.png) # Thomas Hawkins As Retirement Clearinghouse's Senior Vice President & Chief Marketing Officer, Tom Hawkins oversees RCH's marketing and research initiatives, including development of original content, RCH's internet presence, digital marketing and industry research, and is a Certified Blockchain Expert. [Follow me on my website](https://rch1.com/management-team/tom-hawkins) [Follow me on LinkedIn](https://www.linkedin.com/in/tphawkins) [Follow me on Twitter](https://twitter.com/ThomasPHawkins) ## Menu - [News](https://rch1.com/news) - [Press Releases](https://rch1.com/press-releases) - [Thought Leadership](https://rch1.com/thought-leadership) [Retirement Clearinghouse](https://rch1.com/retirement-clearinghouse) [Retirement Industry](https://rch1.com/retirement-industry) [Public Policy](https://rch1.com/public-policy-thought) - [Events](https://rch1.com/events) - - - - [Blog](https://blog.rch1.com/blog) - [401k Cash Outs](https://blog.rch1.com/blog/topic/401k-cash-outs) - [401k Consolidation](https://blog.rch1.com/blog/topic/401k-consolidation) - [401k Plan Termination](https://blog.rch1.com/blog/topic/401k-plan-termination) - [America's Mobile Workforce](https://blog.rch1.com/blog/topic/americas-mobile-workforce) - [Assisted Roll-in](https://blog.rch1.com/blog/topic/assisted-roll-in) - [Auto Enrollment](https://blog.rch1.com/blog/topic/auto-enrollment) - [Auto Portability](https://blog.rch1.com/blog/topic/auto-portability) - [Auto Portability Simulation](https://blog.rch1.com/blog/topic/auto-portability-simulation) - [Automatic Roll-In](https://blog.rch1.com/blog/topic/automatic-roll-in) - [Automatic Rollover](https://blog.rch1.com/blog/topic/automatic-rollover) - [Automatic Rollovers](https://blog.rch1.com/blog/topic/automatic-rollovers) - [Boston Research Technologies](https://blog.rch1.com/blog/topic/boston-research-technologies) - [CARES act](https://blog.rch1.com/blog/topic/cares-act) - [Common Mistakes](https://blog.rch1.com/blog/topic/common-mistakes) - [DIY Roll-In](https://blog.rch1.com/blog/topic/diy-roll-in) - [DOL Advisory Opinion](https://blog.rch1.com/blog/topic/dol-advisory-opinion) - [EBRI](https://blog.rch1.com/blog/topic/ebri) - [Employee Benefit News](https://blog.rch1.com/blog/topic/employee-benefit-news) - [ERISA Advisory Council](https://blog.rch1.com/blog/topic/erisa-advisory-council) - [Financial Services Roundtable](https://blog.rch1.com/blog/topic/financial-services-roundtable) - [Financial Wellness](https://blog.rch1.com/blog/topic/financial-wellness) - [How-To](https://blog.rch1.com/blog/topic/how-to) - [In-Plan Consolidation](https://blog.rch1.com/blog/topic/in-plan-consolidation) - [Leakage](https://blog.rch1.com/blog/topic/leakage) - [Lifetime Plan Participation](https://blog.rch1.com/blog/topic/lifetime-plan-participation) - [Lost Participants](https://blog.rch1.com/blog/topic/lost-participants) - [Managed Portability](https://blog.rch1.com/blog/topic/managed-portability) - [Mandatory Distributions](https://blog.rch1.com/blog/topic/mandatory-distributions) - [MarketWatch](https://blog.rch1.com/blog/topic/marketwatch) - [Missing Participant IRA](https://blog.rch1.com/blog/topic/missing-participant-ira) - [Missing Participants](https://blog.rch1.com/blog/topic/missing-participants) - [National Retirement Savings Cash Out Clock](https://blog.rch1.com/blog/topic/national-retirement-savings-cash-out-clock) - [Participant Transition Management](https://blog.rch1.com/blog/topic/participant-transition-management) - [PLANSPONSOR](https://blog.rch1.com/blog/topic/plansponsor) - [Portability Services Network](https://blog.rch1.com/blog/topic/portability-services-network) - [PSCA](https://blog.rch1.com/blog/topic/psca) - [Public Policy](https://blog.rch1.com/blog/topic/public-policy) - [RCH Services](https://blog.rch1.com/blog/topic/rch-services) - [Retirement Income](https://blog.rch1.com/blog/topic/retirement-income) - [Retirement Plan Portability](https://blog.rch1.com/blog/topic/retirement-plan-portability) - [retirement research](https://blog.rch1.com/blog/topic/retirement-research) - [Retirement Savings Consolidation](https://blog.rch1.com/blog/topic/retirement-savings-consolidation) - [Retirement Savings Portability](https://blog.rch1.com/blog/topic/retirement-savings-portability) - [Roll-In](https://blog.rch1.com/blog/topic/roll-in) - [Safe Harbor IRA](https://blog.rch1.com/blog/topic/safe-harbor-ira) - [Saver's Match](https://blog.rch1.com/blog/topic/savers-match) - [Security](https://blog.rch1.com/blog/topic/security) - [Small Accounts](https://blog.rch1.com/blog/topic/small-accounts) - [Stale Dated Checks](https://blog.rch1.com/blog/topic/stale-dated-checks) - [Synthetic Tenure](https://blog.rch1.com/blog/topic/synthetic-tenure) - [Uncashed Check Services](https://blog.rch1.com/blog/topic/uncashed-check-services) - [Uncashed Distribution Checks](https://blog.rch1.com/blog/topic/uncashed-distribution-checks) - [Video](https://blog.rch1.com/blog/topic/video) - [Webcast](https://blog.rch1.com/blog/topic/webcast) - [What is a Missing Participant?](https://blog.rch1.com/blog/topic/what-is-a-missing-participant) [Tweets by @RCHConsolidate](https://twitter.com/RCHConsolidate) ### Consolidation Corner Blog Consolidation Corner is the Retirement Clearinghouse (RCH) blog, and features the latest articles and bylines from our executives, addressing important retirement savings portability topics. --- Mar 06 2026 ## [Building Out the Clearinghouse Our Retirement System Demands](https://blog.rch1.com/blog/building-out-the-clearinghouse-our-retirement-system-demands) ![CH Paper Blog Post Meta Image](https://blog.rch1.com/hs-fs/hubfs/CH%20Paper%20Blog%20Post%20Meta%20Image.png?width=200&height=144&name=CH%20Paper%20Blog%20Post%20Meta%20Image.png)On March 5, 2025, [Retirement Clearinghouse (RCH)](https://rch1.com/) released a landmark whitepaper – [*Building Out Clearinghouse Services for the U.S. Retirement System: A Blueprint for a Digital Infrastructure*](https://info.rch1.com/building-out-clearinghouse-services)*.* As a co-author of the paper who has also spent a great deal of time chronicling the real‑world retirement savings challenges faced by America’s mobile workforce, I believe that this paper arrives not a moment too soon. [Read More](https://blog.rch1.com/blog/building-out-the-clearinghouse-our-retirement-system-demands) Feb 24 2026 ## [Why Plan Sponsors Need a Clear Uncashed Distribution Check Policy](https://blog.rch1.com/blog/why-plan-sponsors-need-a-clear-uncashed-distribution-check-policy) ![Why PSs Need Clear Uncashed Dist Check Policy](https://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Why%20PSs%20Need%20Clear%20Uncashed%20Dist%20Check%20Policy.png?width=200&height=125&name=Why%20PSs%20Need%20Clear%20Uncashed%20Dist%20Check%20Policy.png)Similar to the [missing participant](https://rch1.com/missing-participants) problem, plan sponsors face significant uncertainties when navigating the issue of [uncashed distribution checks](https://rch1.com/uncashed-distribution-checks). On one hand, regulators increasingly view the existence of uncashed checks as a sign of fiduciary weakness – a [red flag](https://rch1.com/blog/a-more-enlightened-approach-to-uncashed-distribution-checks) indicating that participants may not be receiving the benefits they are owed. On the other hand, plan sponsors must operate within a complex regulatory environment that provides limited direct guidance on how to handle these situations when they occur. In this environment, it is vitally important that each retirement plan maintain a formal, documented and defensible uncashed distribution check policy – one that outlines the plan’s procedures, establishes consistent practices and mitigates fiduciary risk. [Read More](https://blog.rch1.com/blog/why-plan-sponsors-need-a-clear-uncashed-distribution-check-policy) Dec 05 2025 ## [2025: A Breakthrough Year for Portability](https://blog.rch1.com/blog/2025-a-breakthrough-year-for-portability) ![2025\_A\_Breakthrough\_Year](https://blog.rch1.com/hs-fs/hubfs/2025_A_Breakthrough_Year.png?width=200&height=200&name=2025_A_Breakthrough_Year.png)During 2025, important developments emerged related to the topic of retirement savings portability, including [auto portability](https://psn1.com/learning-center/about-auto-portability). Taken together, they represent a breakthrough year for portability, including: [Read More](https://blog.rch1.com/blog/2025-a-breakthrough-year-for-portability) Nov 12 2025 ## [Pro Tips for Locating Missing Participants](https://blog.rch1.com/blog/pro-tips-for-locating-missing-participants) ![milk carton with ad on missing ppts](https://blog.rch1.com/hs-fs/hubfs/milk%20carton%20with%20ad%20on%20missing%20ppts.png?width=200&height=200&name=milk%20carton%20with%20ad%20on%20missing%20ppts.png)When plan sponsors consider [missing participants](https://rch1.com/missing-participants), their predominant emotion is likely to be frustration – driven by a caseload of missing or unresponsive participants that defy resolution. As an administrator of IRAs, a 401(k)-plan sponsor and a provider of commercial search services, we understand completely. [Read More](https://blog.rch1.com/blog/pro-tips-for-locating-missing-participants) Nov 03 2025 ## [Auto Portability: Adoption Figures Soar; Thought Leaders Want More](https://blog.rch1.com/blog/auto-portability-adoption-figures-soar-thought-leaders-want-more) ![AP - Adoption Soars Thought Leaders Want More](https://blog.rch1.com/hs-fs/hubfs/AP%20-%20Adoption%20Soars%20Thought%20Leaders%20Want%20More.jpg?width=200&height=223&name=AP%20-%20Adoption%20Soars%20Thought%20Leaders%20Want%20More.jpg)October has been a phenomenal month for [auto portability](https://psn1.com/learning-center/about-auto-portability), with plan sponsor adoption surging and industry thought leaders increasingly recognizing the promise of auto portability in finally solving longstanding 401(k) system portability issues. [Read More](https://blog.rch1.com/blog/auto-portability-adoption-figures-soar-thought-leaders-want-more) Oct 17 2025 ## [‘Forgotten’ Accounts: Forget Hyperbole, Here’s a Solution](https://blog.rch1.com/blog/forgotten-accounts-forget-hyperbole-heres-a-solution) ![Forget Hyperbole](https://blog.rch1.com/hs-fs/hubfs/Forget%20Hyperbole.jpg?width=200&height=264&name=Forget%20Hyperbole.jpg)In October, retirement industry media outlets urgently reported on [updated research](https://www.hicapitalize.com/resources/the-true-cost-of-forgotten-401ks/) estimating that there are 31.9 million “forgotten” 401(k) accounts, totaling about $2.1 trillion in assets. [Read More](https://blog.rch1.com/blog/forgotten-accounts-forget-hyperbole-heres-a-solution) Sep 15 2025 ## [Proof Positive: Retirement Savings Portability Works](https://blog.rch1.com/blog/proof-positive-retirement-savings-portability-works) ![Proof\_Positive\_Portability\_Works](https://blog.rch1.com/hs-fs/hubfs/Proof_Positive_Portability_Works.png?width=200&height=113&name=Proof_Positive_Portability_Works.png)For almost two decades, industry analysts, policymakers, and retirement advocates have warned about the corrosive effects of [401(k) cashout leakage](https://rch1.com/blog/spotlight-on-cashout-leakage-the-fundamentals). Every year, [billions of dollars](https://rch1.com/auto-portability/national-cash-out-clock) that should remain invested for retirement instead vanish from the system when participants change jobs. [Read More](https://blog.rch1.com/blog/proof-positive-retirement-savings-portability-works) Sep 02 2025 ## [Auto Portability: Meeting the Needs AND Wants of Participants](https://blog.rch1.com/blog/auto-portability-meeting-the-needs-and-wants-of-participants) ![Needs vs Wants](https://blog.rch1.com/hs-fs/hubfs/Needs%20vs%20Wants.png?width=200&height=116&name=Needs%20vs%20Wants.png)When American workers change jobs, the fate of their retirement savings is often left hanging in the balance – especially for those with smaller accounts of less than $7,000. Historically, this segment of retirement participants has faced an uphill battle, where complex transfer processes and the lure of “[sudden money](https://rch1.com/blog/sudden-money-and-preserving-401k-savings-dont-mix)” have frequently produced cashouts that undermined their long-term retirement security. But today, with the [continuing adoption of auto portability](https://psn1.com/plan-sponsors/auto-portability-adoption-tracker) via the [Portability Services Network](https://psn1.com/), the story is changing. [Read More](https://blog.rch1.com/blog/auto-portability-meeting-the-needs-and-wants-of-participants) Aug 15 2025 ## [The Triple Crown to Unlock Retirement Security for All](https://blog.rch1.com/blog/the-triple-crown-to-unlock-retirement-security-for-all) ![Retirement Savings Triple Crown](https://blog.rch1.com/hs-fs/hubfs/Retirement%20Savings%20Triple%20Crown.png?width=200&height=105&name=Retirement%20Savings%20Triple%20Crown.png)For too long, the promise of a secure retirement has eluded millions of hardworking Americans – particularly lower-income workers, women, and minorities. Despite the undeniable progress made through workplace retirement plans, the reality remains: a persistent retirement savings wealth gap threatens our nation’s most vulnerable populations. [Read More](https://blog.rch1.com/blog/the-triple-crown-to-unlock-retirement-security-for-all) Aug 08 2025 ## [New Research Shines Light on the Saver’s Match Program](https://blog.rch1.com/blog/new-research-shines-light-on-the-savers-match-program) ![SM Spotlight](https://blog.rch1.com/hs-fs/hubfs/SM%20Spotlight.jpg?width=200&height=171&name=SM%20Spotlight.jpg)In August 2025, two important research findings were released that build upon earlier analyses of the Saver’s Match program, scheduled to go live for the 2027 tax year. The two new research efforts – one by [Morningstar Retirement](https://www.morningstar.com/products/retirement-research-center/research) and the other by [Retirement Clearinghouse (RCH)](https://rch1.com/) – quantify overall Saver’s Match program benefits, and model the potential size, scale and operations of the program. [Read More](https://blog.rch1.com/blog/new-research-shines-light-on-the-savers-match-program) Page: [‹](https://blog.rch1.com/blog) [1](https://blog.rch1.com/blog) [2](https://blog.rch1.com/blog/author/thomas-hawkins/page/2) [3](https://blog.rch1.com/blog/author/thomas-hawkins/page/3) [4](https://blog.rch1.com/blog/author/thomas-hawkins/page/4) [5](https://blog.rch1.com/blog/author/thomas-hawkins/page/5) [›](https://blog.rch1.com/blog/author/thomas-hawkins/page/3) [Tweets by @RCHConsolidate](https://twitter.com/RCHConsolidate) - [Blog](https://blog.rch1.com/blog) - [401k Cash Outs](https://blog.rch1.com/blog/topic/401k-cash-outs) - [401k Consolidation](https://blog.rch1.com/blog/topic/401k-consolidation) - [401k Plan Termination](https://blog.rch1.com/blog/topic/401k-plan-termination) - [America's Mobile Workforce](https://blog.rch1.com/blog/topic/americas-mobile-workforce) - [Assisted Roll-in](https://blog.rch1.com/blog/topic/assisted-roll-in) - [Auto Enrollment](https://blog.rch1.com/blog/topic/auto-enrollment) - 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