--- title: RCH Consolidation Corner | Retirement Plan Portability (8) description: Retirement Plan Portability | Keep up to date on all of the latest industry news with RCH1 (8) --- [![Retirement Clearinghouse Logo](https://blog.rch1.com/hs-fs/hubfs/raw_assets/public/Retirement_Clearinghouse_May2022/images/logo.png?width=1000&height=648&name=logo.png "Retirement Clearinghouse Logo")](https://rch1.com/) [Privacy Policy](https://securities.rch1.com/common/PrivacyStatement.pdf) [Sponsors/Service Providers](https://rch1.com/plan-sponsors) [Individuals](https://rch1.com/individuals) [Login](https://rch1.com/#) - [Home](https://rch1.com/home-page) - [Individuals](https://rch1.com/individuals) - [Individuals Home](https://rch1.com/individuals/individuals-home) - [Who is RCH?](https://rch1.com/individuals/who-is-rch) - [Why Does RCH Have My Retirement Savings?](https://rch1.com/individuals/why-does-rch-have-my-retirement-funds) - [Manage Your RCH IRA Account](https://rch1.com/individuals/manage-your-rch-ira-account) - 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[Roll-In](https://blog.rch1.com/blog/topic/roll-in) - [Safe Harbor IRA](https://blog.rch1.com/blog/topic/safe-harbor-ira) - [Saver's Match](https://blog.rch1.com/blog/topic/savers-match) - [Security](https://blog.rch1.com/blog/topic/security) - [Small Accounts](https://blog.rch1.com/blog/topic/small-accounts) - [Stale Dated Checks](https://blog.rch1.com/blog/topic/stale-dated-checks) - [Synthetic Tenure](https://blog.rch1.com/blog/topic/synthetic-tenure) - [Uncashed Check Services](https://blog.rch1.com/blog/topic/uncashed-check-services) - [Uncashed Distribution Checks](https://blog.rch1.com/blog/topic/uncashed-distribution-checks) - [Video](https://blog.rch1.com/blog/topic/video) - [Webcast](https://blog.rch1.com/blog/topic/webcast) - [What is a Missing Participant?](https://blog.rch1.com/blog/topic/what-is-a-missing-participant) [Tweets by @RCHConsolidate](https://twitter.com/RCHConsolidate) Posts about # Retirement Plan Portability (8) ### Consolidation Corner Blog Consolidation Corner is the Retirement Clearinghouse (RCH) blog, and features the latest articles and bylines from our executives, addressing important retirement savings portability topics. --- Jul 05 2017 ## [Rising Healthcare Costs Necessitate Healthy Retirement-Saving Habits](https://blog.rch1.com/blog/rising-healthcare-costs-necessitate-healthy-retirement-saving-habits) [![Employee Benefit News](https://blog.rch1.com/hs-fs/hubfs/Publications/EBN/ebnimage.jpg?width=200&name=ebnimage.jpg "Employee Benefit News")](https://www.benefitnews.com/opinion/rising-healthcare-costs-necessitate-healthy-retirement-saving-habits)If you think of retirement savings as a key part of a healthy retirement, then anyone who has prematurely cashed out 401(k) savings during their working life has suffered a compound fracture that will require several stages of therapy to fully rehabilitate. But a cash-out isn’t the only impediment to a financially secure retirement for these hardworking Americans. [Read More](https://blog.rch1.com/blog/rising-healthcare-costs-necessitate-healthy-retirement-saving-habits) May 22 2017 ## [The Rallying Cry for Improving Financial Wellness: ‘Eradicate Cash-Out Leakage In Our Time!’](https://blog.rch1.com/blog/eradicate-cash-out-leakage-in-our-time) ![Employee Benefit News](https://blog.rch1.com/hs-fs/hubfs/Publications/EBN/ebnimage.jpg?width=200&name=ebnimage.jpg "Employee Benefit News")Half a century ago, the global medical community united to wipe out smallpox, an infectious disease that afflicted mankind for millennia. In 1966, the World Health Organization (WHO) established the [Smallpox Eradication Programme](http://www.who.int/features/2010/smallpox/en/), which sent Western doctors to vaccinate the populations of nations and communities around the globe where smallpox was still rampant. No place where smallpox cases had been reported, or where the local population was not vaccinated, was overlooked by WHO medical teams, no matter how remote the village or how dangerous the journey. [Read More](https://blog.rch1.com/blog/eradicate-cash-out-leakage-in-our-time) May 17 2017 ## [EBRI Policy Forum Delivers Latest Research on Auto Portability (Video)](https://blog.rch1.com/blog/ebri-policy-forum-delivers-latest-research-on-auto-portability) ![Employee Benefit Research Institute 80th Policy Forum](https://blog.rch1.com/hs-fs/hubfs/Publications/EBRI/ebri-r-org_logo_2c.png?width=200&name=ebri-r-org_logo_2c.png "Employee Benefit Research Institute 80th Policy Forum")On Thursday, May 11th, the [Employee Benefit Research Institute (EBRI)](http://www.ebri.org) conducted their 80th Policy Forum.   [Read More](https://blog.rch1.com/blog/ebri-policy-forum-delivers-latest-research-on-auto-portability) May 04 2017 ## [80th EBRI Policy Forum to Address Key Retirement Policy Issues](https://blog.rch1.com/blog/80th-ebri-policy-forum-to-address-key-retirement-policy-issues) ![Employee Benefit Research Insititute EBRI](https://blog.rch1.com/hs-fs/hubfs/Publications/EBRI/ebri-r-org_logo_2c.png?width=200&name=ebri-r-org_logo_2c.png "Employee Benefit Research Insititute EBRI")On Thursday, May 11th, the [Employee Benefit Research Institute (EBRI)](http://www.ebri.org) will conduct their 80th Policy Forum, sponsored by the EBRI Education and Research Fund (ERF). Hosted at the [20 F Street, NW Conference Center](https://www.google.com/maps/place/20+F+St+NW+%231000,+Washington,+DC+20001/@38.8969335,-77.0121456,17z/data=!3m1!4b1!4m5!3m4!1s0x89b7b8275df34d1f:0xb34f6b28ec78e76b!8m2!3d38.8969293!4d-77.0099516), the Forum is scheduled from 8:30am to 12:30pm. [Read More](https://blog.rch1.com/blog/80th-ebri-policy-forum-to-address-key-retirement-policy-issues) Apr 26 2017 ## [Automatic Cash-Outs Undermine Efforts to Enhance Financial Wellness](https://blog.rch1.com/blog/automatic-cash-outs-undermine-efforts-to-enhance-financial-wellness) ![Employee Benefit News](https://blog.rch1.com/hs-fs/hubfs/Publications/EBN/ebnimage.jpg?width=200&name=ebnimage.jpg "Employee Benefit News")In the spirit of Financial Literacy Month, retirement plan sponsors are to be commended for their commitment to enhance financial wellness among participants. In fact, 76% of employers offer financial health programs for employees, according to the seventh annual survey on corporate health and well-being conducted by Fidelity Investments and the National Business Group on Health® in 2016. [Read More](https://blog.rch1.com/blog/automatic-cash-outs-undermine-efforts-to-enhance-financial-wellness) Apr 06 2017 ## [Financial Wellness Requires Mending Fractured Retirement Savings](https://blog.rch1.com/blog/financial-wellness-requires-mending-fractured-retirement-savings) ![Employee Benefit News](https://blog.rch1.com/hs-fs/hubfs/Publications/EBN/ebnimage.jpg?width=200&name=ebnimage.jpg "Employee Benefit News")If you’ve ever broken a bone—playing sports, engaging in outdoor activities, or even just from a slip and fall—it doesn’t take long before the pain signals that you need to go see a doctor, and the sooner the better. The friction encountered while moving a retirement savings account from an old-employer plan to a current-employer plan when changing jobs sends similar pain signals through most participants. With the Employee Benefit Research Institute (EBRI) indicating that the average participant will have 7.4 jobs in their adult working career, the risk of participants incurring a fracture in their retirement savings is very high. [Read More](https://blog.rch1.com/blog/financial-wellness-requires-mending-fractured-retirement-savings) Mar 23 2017 ## [March 30th Washington DC Forum to Showcase Retirement Plan Portability & Public Policy](https://blog.rch1.com/blog/march-30th-washington-dc-forum-to-showcase-retirement-plan-portability-public-policy) ![Portability Event Sponsors - EBRI, FSR, WISER](https://blog.rch1.com/hs-fs/hubfs/Event_Images/FSR/portability-event-sponsors-square.png?width=200&name=portability-event-sponsors-square.png "Portability Event Sponsors - EBRI, FSR, WISER")An upcoming event in Washington, DC, to be held on March 30th and hosted by the [Financial Services Roundtable](http://fsroundtable.org/), promises to be both highly-interesting and informative, addressing the very latest in retirement plan portability research and development. The event, [Retirement Plan Portability & Public Policy: Unlocking the potential in portability](https://bpi.com/), will take place at the Financial Services Roundtable’s headquarters \[[map](https://www.google.com/maps/place/Financial+Services+Roundtable/@38.8977917,-77.0299503,15z/data=!4m2!3m1!1s0x0:0xf638889e5e1c3c88?sa=X&ved=0ahUKEwjcycL9jevSAhWDSCYKHRPxDVsQ_BIIazAN)\] from 10:30 a.m. to Noon, and is free to attend. Click [here](https://blog.rch1.com/hubfs/Event_Images/FSR/Portability_Forum_Agenda_031917.pdf) to view a full agenda.  [Read More](https://blog.rch1.com/blog/march-30th-washington-dc-forum-to-showcase-retirement-plan-portability-public-policy) Mar 02 2017 ## [Auto Portability Helps Everybody, and Hurts Nobody](https://blog.rch1.com/blog/auto-portability-helps-everybody-and-hurts-nobody) [![Employee Benefit News](https://blog.rch1.com/hs-fs/hubfs/Publications/EBN/ebnimage.jpg?width=200&name=ebnimage.jpg "Employee Benefit News")](https://www.benefitnews.com/opinion/auto-portability-helps-everybody-and-hurts-nobody)“So, whose ox are you goring with auto portability?” This is what a senior, well-respected retirement policy official asked my team at a sit-down meeting in Washington, D.C. Over the course of her long career, she had heard innumerable proposals to correct the savings shortfall in the U.S. retirement system. Many of them had a downside for at least one constituency in the retirement services universe, and she assumed that auto portability had one too. [Read More](https://blog.rch1.com/blog/auto-portability-helps-everybody-and-hurts-nobody) Jan 13 2017 ## [This Year, Resolve to Debunk Two Common Retirement-Saving Myths for Participants](https://blog.rch1.com/blog/this-year-resolve-to-debunk-two-common-retirement-saving-myths-for-participants) [![Employee Benefit News](https://blog.rch1.com/hs-fs/hubfs/Publications/EBN/ebnimage.jpg?width=200&name=ebnimage.jpg "Employee Benefit News")](https://www.benefitnews.com/opinion/this-year-resolve-to-debunk-two-common-retirement-savings-myths)“A lie can travel halfway around the world while the truth is still putting on its shoes” is a quote often attributed to Mark Twain. The same is true of myths about saving for retirement, and retirement services professionals should take it to heart as we begin 2017. [Read More](https://blog.rch1.com/blog/this-year-resolve-to-debunk-two-common-retirement-saving-myths-for-participants) Dec 19 2016 ## [How auto-portability can improve retirement readiness for a mobile workforce](https://blog.rch1.com/blog/how-auto-portability-can-improve-retirement-readiness-for-a-mobile-workforce) ![Employee Benefit News](https://blog.rch1.com/hs-fs/hubfs/Publications/EBN/ebnimage.jpg?width=200&name=ebnimage.jpg "Employee Benefit News")For more than a year now, we have been working with the research team at the Employee Benefit Research Institute (EBRI), Dr. Ricki Ingalls of Texas State University, and Boston Research Technologies to develop the [Auto Portability Simulation (APS)](https://blog.rch1.com/blog/auto-portability-simulation-model-unveiled-at-ebri-forum). The APS is a robust, quantitatively-based simulation that measures the size, characteristics and behaviors of America’s increasingly mobile workforce. The key findings from that work demonstrate the potential to dramatically reduce retirement plan cash-outs by identifying the long-term, systemic benefits of routine and standardized account consolidation at the time of a participant’s job-change—a technology-based innovation called [Auto Portability](https://rch1.com/auto-portability/frequently-asked-questions). [Read More](https://blog.rch1.com/blog/how-auto-portability-can-improve-retirement-readiness-for-a-mobile-workforce) Page: [‹](https://blog.rch1.com/blog/topic/retirement-plan-portability/page/7) [6](https://blog.rch1.com/blog/topic/retirement-plan-portability/page/6) [7](https://blog.rch1.com/blog/topic/retirement-plan-portability/page/7) [8](https://blog.rch1.com/blog/topic/retirement-plan-portability/page/8) [9](https://blog.rch1.com/blog/topic/retirement-plan-portability/page/9) [10](https://blog.rch1.com/blog/topic/retirement-plan-portability/page/10) [›](https://blog.rch1.com/blog/topic/retirement-plan-portability/page/9) [Tweets by @RCHConsolidate](https://twitter.com/RCHConsolidate) - [Blog](https://blog.rch1.com/blog) - [401k Cash Outs](https://blog.rch1.com/blog/topic/401k-cash-outs) - [401k Consolidation](https://blog.rch1.com/blog/topic/401k-consolidation) - [401k Plan Termination](https://blog.rch1.com/blog/topic/401k-plan-termination) - [America's Mobile Workforce](https://blog.rch1.com/blog/topic/americas-mobile-workforce) - 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