---
title: RCH and EBRI Present Consolidated Testimony on Auto Portability before the ERISA Advisory Council
description: RCH and EBRI teamed up to present consolidated testimony to the ERISA Advisory Council on Auto Portability.
image: http://blog.rch1.com/hubfs/Set_Up_Images/Other_Generic_Images/erisa.jpg
---

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# RCH and EBRI Present Consolidated Testimony on Auto Portability before the ERISA Advisory Council

#### [By Thomas Hawkins](https://blog.rch1.com/blog/author/thomas-hawkins) | June 30, 2016

 ![ERISA Department of Labor USA](http://blog.rch1.com/hs-fs/hubfs/Set_Up_Images/Other_Generic_Images/erisa.jpg?width=200&name=erisa.jpg "ERISA Department of Labor USA")On June 8th, 2016 [Retirement Clearinghouse (RCH)](http://www.rch1.com) and the [Employee Benefit Research Institute (EBRI)](http://www.ebri.org) teamed up to present consolidated testimony to the [ERISA Advisory Council](https://www.dol.gov/general/topic/retirement/erisa) on [Auto Portability](http://www.rch1.com/Auto_Portability_FAQ.pdf),  the automation of plan-to-plan transfers for small accounts, when participants change jobs.   
The testimony ([here](https://www.dol.gov/sites/default/files/ebsa/about-ebsa/about-us/erisa-advisory-council/copeland-written-statement-060816.pdf)) was presented jointly by [Tom Johnson](https://www.rch1.com/corporate-profile/management-team/e-thomas-johnson-jrhead-of-policy-and-development), RCH’s EVP and Head of Policy Development, and [Craig Copeland](https://www.ebri.org/about/staff/craig-copeland), EBRI’s Senior Research Associate.  Johnson and Copeland not only addressed the basics of Auto Portability -- what it is, why it’s needed and how it works – but also covered the latest key research findings and EBRI data that are highly-supportive.

In his portion of the testimony, Johnson addressed the Auto Portability model and covered the key research initiatives -- building upon each other – that have steadily advanced the case for Auto Portability, including: 

 

- [2013 Boston Research Group Case Study](https://www.rch1.com/assets/user/media/BRG_Eliminating_DC_Friction_and_Leaks.pdf)
- [Analysis of “Do-it-Yourself” Plan-to-Plan Transfers](https://www.rch1.com/assets/user/media/DIY_Roll-In_Flow.pdf)
- [Operational Experience: “Report from the Front Lines”](https://blog.rch1.com/blog/tales-from-the-roll-in-front-lines-pt-1)
- [Boston Research Technologies-RCH Mobile Workforce Study](https://www.youtube.com/watch?v=K9XWkykW3kk)
- [Auto Portability Simulation (APS) Model](https://blog.rch1.com/blog/auto-portability-simulation-model-unveiled-at-ebri-forum)

Diving deeply into the EBRI database, Craig Copeland went on to provide the Council with empirical support for Auto Portability, including:

- The size and projected growth of defined contribution participants, through 2045
- The breakdown of participants, by account balance, and the associated employer turnover within each balance segment
- The overall annual size of the mobile workforce, including those under $5,000 who would be affected by Auto Portability
- Components of cashout leakage, including [“fast” leakage (at job change) and “slow” leakage](https://blog.rch1.com/blog/fast-and-slow-leakage-produce-a-flood-of-outflows) (in years subsequent to job change)

Overall, the joint RCH-EBRI testimony before the ERISA Advisory Council represents the most credible, comprehensive and complete case to date for Auto Portability – and is sure to be referenced by public policy makers in the weeks ahead.

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